AFL · Aflac Incorporated

Financial Services NYQ United States aflac.com ↗
Val Gro Qua Mom Sta Cap P/S3.20 P/E Fwd P/E15.29 PEG1.18 52W –  RSI Target$118.53 (+2.8%) Beta0.58 Div2.08%
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RSI ()
Pattern Overlays
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Insurance - Life Columbus, United States 12,716 employees
Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates in two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care, whole life, and GIFT insurance products, as well as WAYS and child endowment, and Tsumitasu insurance products in Japan. Its Aflac U.S. segment provides accident, disability, cancer, critical illness, hospital indemnity, dental, vision, and life insurance products in the United States. The company also provides hearing, final expense, pet, Medicare supplement, supplemental dental and vision, short-term disability, and absence management insurance products, as well as cafeteria plans. It sells its products to individuals, families, and business owners through individual, independent corporate, and affiliated corporate agencies; banks; independent associates/career agents; and brokers. Aflac Incorporated was founded in 1955 and is headquartered in Columbus, Georgia.
Signal
Trend Strength
Price Levels
52-Week Range
52W Low 52W High
Position in Range
RSI (14)
0 · Oversold RSI 39 Overbought · 100
Signal Neutral
EMA Price Levels
Activity & Patterns
Volume Analysis
Momentum Dashboard
Detected Patterns
5Bullish
8Bearish
0Neutral

Key Signals 4

▲ Double Bottom Major reversal 2026-06-26 · $118.23
Two lows ~$111.94 — bullish reversal confirmed
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▼ Double Top Major reversal 2026-08-10 · $121.82
Two peaks ~$127.44 — bearish reversal confirmed
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▼ Head & Shoulders Major reversal 2026-08-19 · $120.48
H&S neckline ~$120.48 broken — major bearish reversal
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▼ Double Top Major reversal 2026-09-09 · $114.86
Two peaks ~$120.68 — bearish reversal confirmed
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Momentum Signals 9

▲ MACD Bullish Crossover 2026-05-14 · $115.21
▲ MACD Bullish Crossover 2026-06-10 · $116.52
▲ Bull Flag 2026-07-27 · $125.3
▲ MACD Bullish Crossover 2026-09-04 · $117.21

View overlays on the price chart via Overview tab → Pattern Overlays.

Next Earnings Nov 04, 2026
Beat Rate 38%
Analyst Upside +2.8%
EPS — History & Forecast
Estimate Beat Miss Forecast
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Revenue — History & Forecast
Revenue Forecast
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EPS Beat Rate
38% 3/8 quarters
Wall Street Consensus
Price Target Range
$118.53 +2.8% upside
Low $99 High $138
Consensus Current price
Wall Street Analyst Ratings
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Firm Rating Change Action Date
Profitability
Gross Margin 50.89%Last 12 Months
Operating Margin 25.72%Last 12 Months
Return on Equity 16.91%Last 12 Months
Revenue Growth -1.00%Year over Year
Free Cash Flow 5.15BLast 12 Months
Free Cash Flow Yield Last 12 Months
Balance Sheet
Debt / Equity 53.37Most Recent Quarter
Current Ratio 0.89Most Recent Quarter
Cash 8.94BMost Recent Quarter
Total Debt 16.18BMost Recent Quarter
Net Debt Most Recent Quarter
How AFL Makes Its Money
Cash Flow Breakdown
Quarterly Metrics
QuarterRevenueRev YoYGross Profit Op. IncomeNet IncomeNet YoY Gross %Op %Net %
Full Key Statistics
Valuation
Market Cap57.79B
Enterprise Value65.04B
Trailing P/E12.34
Forward P/E15.29
PEG Ratio (5yr)1.18
Price/Sales (ttm)3.20
Price/Book (mrq)1.91
EV/Revenue3.60
EV/EBITDA10.72
Share Statistics
Avg Vol (3m)2.23M
Shares Outstanding501.34M
Float497.00M
% Held by Insiders10.93%
% Held by Institutions60.12%
Short Ratio5.18
Short % of Float2.84%
Profitability
Gross Margin50.89%
Operating Margin (ttm)25.72%
Profit Margin26.91%
Return on Assets (ttm)3.13%
Return on Equity (ttm)16.91%
Income Statement
Revenue (ttm)18.07B
Revenue Growth (yoy)-1.00%
Gross Profit (ttm)9.19B
EBITDA6.06B
Net Income (ttm)4.86B
Diluted EPS (ttm)9.34
EPS Growth (yoy)46.80%
Balance Sheet
Total Cash (mrq)8.94B
Total Debt (mrq)16.18B
Debt / Equity (mrq)53.37
Current Ratio (mrq)0.89
Book Value / Share60.35
Operating CF (ttm)2.65B
Free Cash Flow (ttm)5.15B
Trading & Dividends
Beta (5Y)0.58
50-Day MA121.24
200-Day MA114.63
Fwd Dividend Yield2.13%
Payout Ratio25.67%
Income
Dividend Yield 2.08%Last 12 Months
Annual Rate 2.44Forward
Payout Ratio 25.67%Last 12 Months
Dividend History
Payout Ratio (Last 12 Months): 25.67%
Monthly Dividends
Ownership Breakdown
Institutional 60.12% Insider 10.93% Public 29.0%
Short Interest 2.84% of float
Low
Institutional 13F Holdings

Famous investors who disclosed a position in AFL in their latest SEC 13F filing.

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Insider Transactions
Date Insider Role Transaction Shares Price Value