Val
—
Gro
—
Qua
—
Mom
—
Sta
—
Cap—
P/SN/A
P/E—
Fwd P/E17.05
PEG1.18
52W— – —
RSI—
Target$117.71 (-8.5%)
Beta0.60
Div1.81%
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RSI (14)
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Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates in two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care, whole life, and GIFT insurance products, as well as WAYS and child endowment, and Tsumitasu insurance products in Japan. Its Aflac U.S. segment provides accident, disability, cancer, critical illness, hospital indemnity, dental, vision, and life insurance products in the United States. The company also provides hearing, final expense, pet, Medicare supplement, supplemental dental and vision, short-term disability, and absence management insurance products, as well as cafeteria plans. It sells its products to individuals, families, and business owners through individual, independent corporate, and affiliated corporate agencies; banks; independent associates/career agents; and brokers. Aflac Incorporated was founded in 1955 and is headquartered in Columbus, Georgia.
52-Week Range
52W Low
—
52W High
Position in Range
—
RSI (14)
0 · Oversold
RSI 70
Overbought · 100
Signal
Overbought
EMA Price Levels
Volume Analysis
Momentum Dashboard
Trend Strength
Detected Patterns
3Bullish
0Bearish
0Neutral
▲ Double Bottom — Two lows ~$108.75 — bullish reversal confirmed
▲ Double Bottom — Two lows ~$109.77 — bullish reversal confirmed
▲ Bull Flag — Breakout after +8% pole — bullish continuation
View overlays on the price chart via Chart tab → Pattern Overlays.
EPS — History & Forecast
Estimate
Beat
Miss
Forecast
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Revenue — History & Forecast
Revenue
Forecast
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EPS Beat Rate
50%
4/8 quarters
Wall Street Consensus
HOLD
BuyHoldSell
Price Target Range
$117.71
-8.5% upside
Low $98
—
High $137
Consensus
Current price
Wall Street Analyst Ratings
| Firm | Rating | Change | Action | Date |
|---|---|---|---|---|
| TD Cowen | Hold | — | ↔ Maintain | 2026-07-22 |
| JP Morgan | Neutral | — | ↔ Maintain | 2026-07-21 |
| Evercore ISI Group | Underperform | — | ↔ Maintain | 2026-07-13 |
| Keefe, Bruyette & Woods | Market Perform | — | ↔ Maintain | 2026-07-13 |
| Jefferies | Hold | — | ↔ Maintain | 2026-07-10 |
| Wells Fargo | Equal-Weight | — | ↔ Maintain | 2026-07-09 |
| UBS | Neutral | — | ↔ Maintain | 2026-07-08 |
| Barclays | Underweight | — | ↔ Maintain | 2026-07-07 |
| Piper Sandler | Overweight | — | ↔ Maintain | 2026-05-26 |
| Morgan Stanley | Equal-Weight | — | ↔ Maintain | 2026-05-21 |
| Mizuho | Underperform | — | ↔ Maintain | 2026-04-13 |
| Raymond James | Outperform | — | ↔ Maintain | 2025-12-30 |
TD Cowen
2026-07-22
Hold
↔ Maintain
JP Morgan
2026-07-21
Neutral
↔ Maintain
Evercore ISI Group
2026-07-13
Underperform
↔ Maintain
Keefe, Bruyette & Woods
2026-07-13
Market Perform
↔ Maintain
Jefferies
2026-07-10
Hold
↔ Maintain
Wells Fargo
2026-07-09
Equal-Weight
↔ Maintain
UBS
2026-07-08
Neutral
↔ Maintain
Barclays
2026-07-07
Underweight
↔ Maintain
Piper Sandler
2026-05-26
Overweight
↔ Maintain
Morgan Stanley
2026-05-21
Equal-Weight
↔ Maintain
Mizuho
2026-04-13
Underperform
↔ Maintain
Raymond James
2025-12-30
Outperform
↔ Maintain
Profitability
Gross Margin
50.05%TTM
Op. Margin
29.57%TTM
ROE
16.47%TTM
Rev. Growth
27.90%YoY
Free Cash Flow
4.92BTTM
FCF Yield
—TTM
Balance Sheet
Debt / Equity
48.28MRQ
Current Ratio
0.94MRQ
Cash
8.27BMRQ
Total Debt
14.46BMRQ
Net Debt
—MRQ
Income
Div. Yield
1.81%TTM
Annual Rate
2.44Fwd
Payout Ratio
26.86%TTM
Dividend History
Payout Ratio (TTM): 26.86%
| Date | Amount / Share | Yield at Payment |
|---|---|---|
| 2026-05-20 | $0.6100 | 0.52% |
| 2026-02-18 | $0.6100 | 0.54% |
| 2025-11-19 | $0.5800 | 0.54% |
| 2025-08-20 | $0.5800 | 0.55% |
| 2025-05-21 | $0.5800 | 0.57% |
| 2025-02-19 | $0.5800 | 0.57% |
| 2024-11-20 | $0.5000 | 0.47% |
| 2024-08-21 | $0.5000 | 0.49% |
| 2024-05-21 | $0.5000 | 0.59% |
| 2024-02-20 | $0.5000 | 0.67% |
| 2023-11-14 | $0.4200 | 0.54% |
| 2023-08-22 | $0.4200 | 0.61% |
| 2023-05-16 | $0.4200 | 0.69% |
| 2023-02-14 | $0.4200 | 0.65% |
| 2022-11-15 | $0.4000 | 0.61% |
| 2022-08-23 | $0.4000 | 0.70% |
| 2022-05-17 | $0.4000 | 0.76% |
| 2022-02-15 | $0.4000 | 0.68% |
| 2021-11-16 | $0.3300 | 0.64% |
| 2021-08-17 | $0.3300 | 0.64% |
| 2021-05-18 | $0.3300 | 0.66% |
| 2021-02-16 | $0.3300 | 0.80% |
| 2020-11-17 | $0.2800 | 0.74% |
| 2020-08-18 | $0.2800 | 0.86% |
| 2020-05-19 | $0.2800 | 0.96% |
| 2020-02-18 | $0.2800 | 0.63% |
| 2019-11-19 | $0.2700 | 0.58% |
| 2019-08-20 | $0.2700 | 0.61% |
| 2019-05-21 | $0.2700 | 0.61% |
| 2019-02-19 | $0.2700 | 0.65% |
| 2018-11-20 | $0.2600 | 0.70% |
| 2018-08-21 | $0.2600 | 0.66% |
| 2018-05-22 | $0.2600 | 0.69% |
| 2018-02-20 | $0.2600 | 0.71% |
| 2017-11-14 | $0.2250 | 0.65% |
| 2017-08-21 | $0.2150 | 0.66% |
| 2017-05-22 | $0.2150 | 0.72% |
| 2017-02-13 | $0.2150 | 0.75% |
| 2016-11-14 | $0.2150 | 0.74% |
| 2016-08-22 | $0.2050 | 0.71% |
How AFL Makes Its Money
Cash Flow Breakdown
Quarterly Metrics
| Quarter | Revenue | Rev YoY | Gross Profit | Op. Income | Net Income | Net YoY | Gross % | Op % | Net % |
|---|
Full Key Statistics
Valuation
| Market Cap | N/A |
| Enterprise Value | 71.69B |
| Trailing P/E | 14.72 |
| Forward P/E | 17.05 |
| PEG Ratio (5yr) | 1.18 |
| Price/Sales (ttm) | N/A |
| Price/Book (mrq) | 2.19 |
| EV/Revenue | 3.96 |
| EV/EBITDA | 12.19 |
Share Statistics
| Avg Vol (3m) | 2.45M |
| Shares Outstanding | N/A |
| Float | 504.64M |
| % Held by Insiders | 10.79% |
| % Held by Institutions | 59.59% |
| Short Ratio | 5.07 |
| Short % of Float | 3.16% |
Profitability
| Gross Margin | 50.05% |
| Operating Margin (ttm) | 29.57% |
| Profit Margin | 25.60% |
| Return on Assets (ttm) | 3.09% |
| Return on Equity (ttm) | 16.47% |
Income Statement
| Revenue (ttm) | 18.11B |
| Revenue Growth (yoy) | 27.90% |
| Gross Profit (ttm) | 9.06B |
| EBITDA | 5.88B |
| Net Income (ttm) | 4.64B |
| Diluted EPS (ttm) | 8.74 |
| EPS Growth (yoy) | 3860.00% |
Balance Sheet
| Total Cash (mrq) | 8.27B |
| Total Debt (mrq) | 14.46B |
| Debt / Equity (mrq) | 48.28 |
| Current Ratio (mrq) | 0.94 |
| Book Value / Share | 58.69 |
| Operating CF (ttm) | 2.93B |
| Free Cash Flow (ttm) | 4.92B |
Trading & Dividends
| Beta (5Y) | 0.60 |
| 50-Day MA | 119.05 |
| 200-Day MA | 113.07 |
| Fwd Dividend Yield | 188.00% |
| Payout Ratio | 26.86% |
Ownership Breakdown
Institutional 59.59%
Insider 10.79%
Public 29.6%
Short Interest
3.16% of float
Moderate
Institutional 13F Holdings
Famous investors who disclosed a position in AFL in their latest SEC 13F filing.
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Insider Transactions
| Date | Insider | Role | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-06-22 | JAPAN POST HOLDINGS CO., LTD. | Beneficial Owner of more than 10% of a Class of Security | Sale at price 116.57 - 117.46 per share. | 27,845 | $3,249,833 |
| 2026-06-22 | MOSKOWITZ JOSEPH L | Director | Sale at price 116.54 per share. | 12,370 | $1,441,623 |
| 2026-06-22 | MOSKOWITZ JOSEPH L | Director | Conversion of Exercise of derivative security at price 44.59 per share. | 20,303 | $905,311 |
| 2026-06-18 | JAPAN POST HOLDINGS CO., LTD. | Beneficial Owner of more than 10% of a Class of Security | Sale at price 116.06 - 117.11 per share. | 3,300 | $385,833 |
| 2026-06-17 | JAPAN POST HOLDINGS CO., LTD. | Beneficial Owner of more than 10% of a Class of Security | Sale at price 116.59 - 117.34 per share. | 26,300 | $3,067,006 |
| 2026-06-16 | JAPAN POST HOLDINGS CO., LTD. | Beneficial Owner of more than 10% of a Class of Security | Sale at price 117.24 - 117.79 per share. | 30,000 | $3,521,756 |
| 2026-06-15 | JAPAN POST HOLDINGS CO., LTD. | Beneficial Owner of more than 10% of a Class of Security | Sale at price 117.15 - 117.87 per share. | 28,800 | $3,374,423 |
| 2026-06-12 | JAPAN POST HOLDINGS CO., LTD. | Beneficial Owner of more than 10% of a Class of Security | Sale at price 116.76 - 118.31 per share. | 53,000 | $6,240,184 |
| 2026-06-11 | JAPAN POST HOLDINGS CO., LTD. | Beneficial Owner of more than 10% of a Class of Security | Sale at price 116.62 - 117.69 per share. | 48,500 | $5,684,138 |
| 2026-06-10 | JAPAN POST HOLDINGS CO., LTD. | Beneficial Owner of more than 10% of a Class of Security | Sale at price 116.25 - 117.16 per share. | 26,500 | $3,100,375 |
| 2026-06-09 | JAPAN POST HOLDINGS CO., LTD. | Beneficial Owner of more than 10% of a Class of Security | Sale at price 115.21 - 116.51 per share. | 12,800 | $1,477,548 |
| 2026-06-08 | JAPAN POST HOLDINGS CO., LTD. | Beneficial Owner of more than 10% of a Class of Security | Sale at price 115.70 - 117.33 per share. | 13,900 | $1,613,029 |
| 2026-06-05 | JAPAN POST HOLDINGS CO., LTD. | Beneficial Owner of more than 10% of a Class of Security | Sale at price 116.82 - 118.30 per share. | 63,000 | $7,441,567 |
| 2026-06-04 | JAPAN POST HOLDINGS CO., LTD. | Beneficial Owner of more than 10% of a Class of Security | Sale at price 115.34 - 116.08 per share. | 16,300 | $1,883,268 |
| 2026-06-03 | JAPAN POST HOLDINGS CO., LTD. | Beneficial Owner of more than 10% of a Class of Security | Sale at price 114.48 - 116.31 per share. | 16,300 | $1,877,570 |
| 2026-06-02 | JAPAN POST HOLDINGS CO., LTD. | Beneficial Owner of more than 10% of a Class of Security | Sale at price 112.51 - 113.54 per share. | 9,750 | $1,105,541 |
| 2026-06-01 | JAPAN POST HOLDINGS CO., LTD. | Beneficial Owner of more than 10% of a Class of Security | Sale at price 112.51 - 112.91 per share. | 9,060 | $1,019,553 |
| 2026-05-29 | JAPAN POST HOLDINGS CO., LTD. | Beneficial Owner of more than 10% of a Class of Security | Sale at price 112.55 - 113.44 per share. | 9,200 | $1,037,272 |
| 2026-05-28 | JAPAN POST HOLDINGS CO., LTD. | Beneficial Owner of more than 10% of a Class of Security | Sale at price 112.90 - 114.78 per share. | 9,100 | $1,030,291 |
| 2026-05-27 | JAPAN POST HOLDINGS CO., LTD. | Beneficial Owner of more than 10% of a Class of Security | Sale at price 114.86 - 116.74 per share. | 11,400 | $1,316,645 |
| 2026-05-26 | JAPAN POST HOLDINGS CO., LTD. | Beneficial Owner of more than 10% of a Class of Security | Sale at price 117.01 - 117.55 per share. | 18,000 | $2,106,628 |
| 2026-05-22 | BEAVER STEVEN KENT | Officer | Sale at price 117.81 per share. | 5,508 | $648,897 |
| 2026-05-22 | JAPAN POST HOLDINGS CO., LTD. | Beneficial Owner of more than 10% of a Class of Security | Sale at price 117.78 - 118.32 per share. | 31,100 | $3,663,055 |
| 2026-05-22 | BEAVER STEVEN KENT | Officer | Conversion of Exercise of derivative security at price 35.52 per share. | 5,508 | $195,644 |
| 2026-05-21 | JAPAN POST HOLDINGS CO., LTD. | Beneficial Owner of more than 10% of a Class of Security | Sale at price 116.47 - 117.66 per share. | 30,400 | $3,575,317 |
JAPAN POST HOLDINGS CO., LTD.
Beneficial Owner of more than 10% of a Class of Security
Sale at price 116.57 - 117.46 per share.
2026-06-22
27,845 sh
$3,249,833
MOSKOWITZ JOSEPH L
Director
Sale at price 116.54 per share.
2026-06-22
12,370 sh
$1,441,623
MOSKOWITZ JOSEPH L
Director
Conversion of Exercise of derivative security at price 44.59 per share.
2026-06-22
20,303 sh
$905,311
JAPAN POST HOLDINGS CO., LTD.
Beneficial Owner of more than 10% of a Class of Security
Sale at price 116.06 - 117.11 per share.
2026-06-18
3,300 sh
$385,833
JAPAN POST HOLDINGS CO., LTD.
Beneficial Owner of more than 10% of a Class of Security
Sale at price 116.59 - 117.34 per share.
2026-06-17
26,300 sh
$3,067,006
JAPAN POST HOLDINGS CO., LTD.
Beneficial Owner of more than 10% of a Class of Security
Sale at price 117.24 - 117.79 per share.
2026-06-16
30,000 sh
$3,521,756
JAPAN POST HOLDINGS CO., LTD.
Beneficial Owner of more than 10% of a Class of Security
Sale at price 117.15 - 117.87 per share.
2026-06-15
28,800 sh
$3,374,423
JAPAN POST HOLDINGS CO., LTD.
Beneficial Owner of more than 10% of a Class of Security
Sale at price 116.76 - 118.31 per share.
2026-06-12
53,000 sh
$6,240,184
JAPAN POST HOLDINGS CO., LTD.
Beneficial Owner of more than 10% of a Class of Security
Sale at price 116.62 - 117.69 per share.
2026-06-11
48,500 sh
$5,684,138
JAPAN POST HOLDINGS CO., LTD.
Beneficial Owner of more than 10% of a Class of Security
Sale at price 116.25 - 117.16 per share.
2026-06-10
26,500 sh
$3,100,375
JAPAN POST HOLDINGS CO., LTD.
Beneficial Owner of more than 10% of a Class of Security
Sale at price 115.21 - 116.51 per share.
2026-06-09
12,800 sh
$1,477,548
JAPAN POST HOLDINGS CO., LTD.
Beneficial Owner of more than 10% of a Class of Security
Sale at price 115.70 - 117.33 per share.
2026-06-08
13,900 sh
$1,613,029
JAPAN POST HOLDINGS CO., LTD.
Beneficial Owner of more than 10% of a Class of Security
Sale at price 116.82 - 118.30 per share.
2026-06-05
63,000 sh
$7,441,567
JAPAN POST HOLDINGS CO., LTD.
Beneficial Owner of more than 10% of a Class of Security
Sale at price 115.34 - 116.08 per share.
2026-06-04
16,300 sh
$1,883,268
JAPAN POST HOLDINGS CO., LTD.
Beneficial Owner of more than 10% of a Class of Security
Sale at price 114.48 - 116.31 per share.
2026-06-03
16,300 sh
$1,877,570
JAPAN POST HOLDINGS CO., LTD.
Beneficial Owner of more than 10% of a Class of Security
Sale at price 112.51 - 113.54 per share.
2026-06-02
9,750 sh
$1,105,541
JAPAN POST HOLDINGS CO., LTD.
Beneficial Owner of more than 10% of a Class of Security
Sale at price 112.51 - 112.91 per share.
2026-06-01
9,060 sh
$1,019,553
JAPAN POST HOLDINGS CO., LTD.
Beneficial Owner of more than 10% of a Class of Security
Sale at price 112.55 - 113.44 per share.
2026-05-29
9,200 sh
$1,037,272
JAPAN POST HOLDINGS CO., LTD.
Beneficial Owner of more than 10% of a Class of Security
Sale at price 112.90 - 114.78 per share.
2026-05-28
9,100 sh
$1,030,291
JAPAN POST HOLDINGS CO., LTD.
Beneficial Owner of more than 10% of a Class of Security
Sale at price 114.86 - 116.74 per share.
2026-05-27
11,400 sh
$1,316,645
JAPAN POST HOLDINGS CO., LTD.
Beneficial Owner of more than 10% of a Class of Security
Sale at price 117.01 - 117.55 per share.
2026-05-26
18,000 sh
$2,106,628
BEAVER STEVEN KENT
Officer
Sale at price 117.81 per share.
2026-05-22
5,508 sh
$648,897
JAPAN POST HOLDINGS CO., LTD.
Beneficial Owner of more than 10% of a Class of Security
Sale at price 117.78 - 118.32 per share.
2026-05-22
31,100 sh
$3,663,055
BEAVER STEVEN KENT
Officer
Conversion of Exercise of derivative security at price 35.52 per share.
2026-05-22
5,508 sh
$195,644
JAPAN POST HOLDINGS CO., LTD.
Beneficial Owner of more than 10% of a Class of Security
Sale at price 116.47 - 117.66 per share.
2026-05-21
30,400 sh
$3,575,317