Val
—
Gro
—
Qua
—
Mom
—
Sta
—
Cap—
P/S3.69
P/E—
Fwd P/E10.95
PEG1.65
52W— – —
RSI—
Target$80.47 (+12.8%)
Beta1.00
Div2.47%
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RSI (14)
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Citizens Financial Group, Inc. operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States. The company operates through two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, and wealth management services; and education and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. The company serves customers and small businesses, high- and ultra-high-net-worth individuals and families, as well as investors, entrepreneurs, and companies and institutions, as well as multifamily, office, industrial, retail, healthcare, and hospitality sectors. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.
52-Week Range
52W Low
—
52W High
Position in Range
—
RSI (14)
0 · Oversold
RSI 53
Overbought · 100
Signal
Neutral
EMA Price Levels
Volume Analysis
Momentum Dashboard
Trend Strength
Detected Patterns
3Bullish
1Bearish
0Neutral
▲ Bull Flag — Breakout after +13% pole — bullish continuation
▲ Double Bottom — Two lows ~$60.01 — bullish reversal confirmed
▲ Bull Flag — Breakout after +9% pole — bullish continuation
▼ Double Top — Two peaks ~$66.19 — bearish reversal confirmed
View overlays on the price chart via Chart tab → Pattern Overlays.
EPS — History & Forecast
Estimate
Beat
Miss
Forecast
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Revenue — History & Forecast
Revenue
Forecast
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EPS Beat Rate
100%
8/8 quarters
Wall Street Consensus
BUY
BuyHoldSell
Price Target Range
$80.47
+12.8% upside
Low $70
—
High $90
Consensus
Current price
Wall Street Analyst Ratings
| Firm | Rating | Change | Action | Date |
|---|---|---|---|---|
| JP Morgan | Overweight | — | ↔ Maintain | 2026-07-29 |
| Truist Securities | Hold | — | ↔ Maintain | 2026-07-21 |
| Citigroup | Buy | — | ↔ Maintain | 2026-07-20 |
| DA Davidson | Buy | — | ↔ Maintain | 2026-07-17 |
| Stephens & Co. | Equal-Weight | — | ↔ Maintain | 2026-07-17 |
| Keefe, Bruyette & Woods | Outperform | — | ↔ Maintain | 2026-07-17 |
| Evercore ISI Group | Outperform | — | ↔ Maintain | 2026-07-17 |
| RBC Capital | Outperform | — | ↔ Maintain | 2026-07-17 |
| Barclays | Overweight | — | ↔ Maintain | 2026-07-17 |
| Baird | Neutral | — | ↔ Maintain | 2026-07-17 |
| Jefferies | Buy | — | ↔ Maintain | 2026-07-16 |
| Cantor Fitzgerald | Overweight | — | ↔ Maintain | 2026-07-15 |
| UBS | Buy | — | ↔ Maintain | 2026-07-07 |
| Morgan Stanley | Overweight | — | ↔ Maintain | 2026-06-29 |
| Argus Research | Buy | — | ↔ Maintain | 2026-01-23 |
| B of A Securities | Buy | — | ↔ Maintain | 2026-01-22 |
| TD Cowen | Buy | — | ↔ Maintain | 2026-01-22 |
| Raymond James | Outperform | Strong Buy → Outperform | ▼ Downgrade | 2026-01-07 |
JP Morgan
2026-07-29
Overweight
↔ Maintain
Truist Securities
2026-07-21
Hold
↔ Maintain
Citigroup
2026-07-20
Buy
↔ Maintain
DA Davidson
2026-07-17
Buy
↔ Maintain
Stephens & Co.
2026-07-17
Equal-Weight
↔ Maintain
Keefe, Bruyette & Woods
2026-07-17
Outperform
↔ Maintain
Evercore ISI Group
2026-07-17
Outperform
↔ Maintain
RBC Capital
2026-07-17
Outperform
↔ Maintain
Barclays
2026-07-17
Overweight
↔ Maintain
Baird
2026-07-17
Neutral
↔ Maintain
Jefferies
2026-07-16
Buy
↔ Maintain
Cantor Fitzgerald
2026-07-15
Overweight
↔ Maintain
UBS
2026-07-07
Buy
↔ Maintain
Morgan Stanley
2026-06-29
Overweight
↔ Maintain
Argus Research
2026-01-23
Buy
↔ Maintain
B of A Securities
2026-01-22
Buy
↔ Maintain
TD Cowen
2026-01-22
Buy
↔ Maintain
Raymond James
2026-01-07
Outperform
(from Strong Buy)
▼ Downgrade
Profitability
Gross Margin
0.00%TTM
Op. Margin
35.13%TTM
ROE
8.27%TTM
Rev. Growth
14.70%YoY
Free Cash Flow
N/ATTM
FCF Yield
—TTM
Balance Sheet
Debt / Equity
N/AMRQ
Current Ratio
N/AMRQ
Cash
13.87BMRQ
Total Debt
16.35BMRQ
Net Debt
—MRQ
Income
Div. Yield
2.47%TTM
Annual Rate
1.84Fwd
Payout Ratio
39.22%TTM
Dividend History
Payout Ratio (TTM): 39.22%
| Date | Amount / Share | Yield at Payment |
|---|---|---|
| 2026-04-30 | $0.4600 | 0.71% |
| 2026-02-04 | $0.4600 | 0.70% |
| 2025-10-29 | $0.4600 | 0.93% |
| 2025-07-31 | $0.4200 | 0.90% |
| 2025-04-30 | $0.4200 | 1.18% |
| 2025-01-31 | $0.4200 | 0.92% |
| 2024-10-30 | $0.4200 | 1.04% |
| 2024-07-31 | $0.4200 | 1.05% |
| 2024-04-30 | $0.4200 | 1.32% |
| 2024-01-30 | $0.4200 | 1.33% |
| 2023-10-31 | $0.4200 | 1.97% |
| 2023-08-01 | $0.4200 | 1.51% |
| 2023-05-02 | $0.4200 | 1.77% |
| 2023-01-30 | $0.4200 | 1.14% |
| 2022-11-01 | $0.4200 | 1.21% |
| 2022-08-01 | $0.4200 | 1.31% |
| 2022-05-02 | $0.3900 | 1.18% |
| 2022-01-28 | $0.3900 | 0.91% |
| 2021-10-28 | $0.3900 | 0.98% |
| 2021-07-29 | $0.3900 | 1.11% |
| 2021-04-28 | $0.3900 | 1.04% |
| 2021-02-02 | $0.3900 | 1.27% |
| 2020-10-27 | $0.3900 | 1.83% |
| 2020-07-28 | $0.3900 | 2.05% |
| 2020-04-28 | $0.3900 | 2.26% |
| 2020-01-28 | $0.3900 | 1.35% |
| 2019-10-29 | $0.3600 | 1.34% |
| 2019-07-30 | $0.3600 | 1.28% |
| 2019-04-30 | $0.3200 | 1.20% |
| 2019-01-30 | $0.3200 | 1.27% |
| 2018-10-30 | $0.2700 | 1.02% |
| 2018-07-31 | $0.2700 | 0.94% |
| 2018-05-01 | $0.2200 | 0.75% |
| 2018-01-31 | $0.2200 | 0.67% |
| 2017-10-31 | $0.1800 | 0.67% |
| 2017-07-31 | $0.1800 | 0.73% |
| 2017-05-01 | $0.1400 | 0.54% |
| 2017-01-31 | $0.1400 | 0.56% |
| 2016-10-31 | $0.1200 | 0.66% |
| 2016-08-01 | $0.1200 | 0.78% |
How CFG Makes Its Money
Cash Flow Breakdown
Quarterly Metrics
| Quarter | Revenue | Rev YoY | Gross Profit | Op. Income | Net Income | Net YoY | Gross % | Op % | Net % |
|---|
Full Key Statistics
Valuation
| Market Cap | 30.14B |
| Enterprise Value | 34.73B |
| Trailing P/E | 15.54 |
| Forward P/E | 10.95 |
| PEG Ratio (5yr) | 1.65 |
| Price/Sales (ttm) | 3.69 |
| Price/Book (mrq) | 1.25 |
| EV/Revenue | 4.26 |
| EV/EBITDA | N/A |
Share Statistics
| Avg Vol (3m) | 4.58M |
| Shares Outstanding | 422.68M |
| Float | 418.45M |
| % Held by Insiders | 0.73% |
| % Held by Institutions | 99.86% |
| Short Ratio | 0.01 |
| Short % of Float | 0.01% |
Profitability
| Gross Margin | 0.00% |
| Operating Margin (ttm) | 35.13% |
| Profit Margin | 26.05% |
| Return on Assets (ttm) | 0.94% |
| Return on Equity (ttm) | 8.27% |
Income Statement
| Revenue (ttm) | 8.16B |
| Revenue Growth (yoy) | 14.70% |
| Gross Profit (ttm) | 8.16B |
| EBITDA | N/A |
| Net Income (ttm) | 1.98B |
| Diluted EPS (ttm) | 4.59 |
| EPS Growth (yoy) | 41.30% |
Balance Sheet
| Total Cash (mrq) | 13.87B |
| Total Debt (mrq) | 16.35B |
| Debt / Equity (mrq) | N/A |
| Current Ratio (mrq) | N/A |
| Book Value / Share | 56.95 |
| Operating CF (ttm) | N/A |
| Free Cash Flow (ttm) | N/A |
Trading & Dividends
| Beta (5Y) | 1.00 |
| 50-Day MA | 67.57 |
| 200-Day MA | 61.12 |
| Fwd Dividend Yield | 252.00% |
| Payout Ratio | 39.22% |
Ownership Breakdown
Institutional 99.86%
Insider 0.73%
Short Interest
0.01% of float
Low
Institutional 13F Holdings
Famous investors who disclosed a position in CFG in their latest SEC 13F filing.
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Insider Transactions
| Date | Insider | Role | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-07-24 | VAN SAUN BRUCE W | Chief Executive Officer | Stock Gift at price 0.00 per share. | 38,350 | — |
| 2026-07-24 | VAN SAUN BRUCE W | Chief Executive Officer | Sale at price 72.07 per share. | 129,369 | $9,323,624 |
| 2026-05-14 | KELLY EDWARD J. III | Director | Stock Award(Grant) at price 0.00 per share. | 295 | — |
| 2026-05-14 | ALEXANDER LEE | Director | Stock Award(Grant) at price 0.00 per share. | 194 | — |
| 2026-05-14 | WADE CLAUDE E. | Director | Stock Award(Grant) at price 0.00 per share. | 56 | — |
| 2026-05-14 | CUMMINGS KEVIN | Director | Stock Award(Grant) at price 0.00 per share. | 161 | — |
| 2026-05-14 | SWIFT CHRISTOPHER J | Director | Stock Award(Grant) at price 0.00 per share. | 194 | — |
| 2026-05-14 | SIEKERKA MICHELE N | Director | Stock Award(Grant) at price 0.00 per share. | 161 | — |
| 2026-05-14 | LEARY ROBERT G | Director | Stock Award(Grant) at price 0.00 per share. | 250 | — |
| 2026-05-14 | ATKINSON TRACY A | Director | Stock Award(Grant) at price 0.00 per share. | 94 | — |
| 2026-05-14 | ZURAITIS MARITA | Director | Stock Award(Grant) at price 0.00 per share. | 323 | — |
| 2026-05-14 | CUMMING CHRISTINE M | Director | Stock Award(Grant) at price 0.00 per share. | 323 | — |
| 2026-05-14 | LILLIS TERRANCE J | Director | Stock Award(Grant) at price 0.00 per share. | 295 | — |
| 2026-05-12 | MOOSALLY MICHELLE | Officer | Sale at price 62.16 per share. | 6,050 | $376,068 |
| 2026-04-23 | KELLY EDWARD J. III | Director | Stock Award(Grant) at price 0.00 per share. | 2,608 | — |
| 2026-04-23 | ALEXANDER LEE | Director | Stock Award(Grant) at price 0.00 per share. | 2,608 | — |
| 2026-04-23 | WADE CLAUDE E. | Director | Stock Award(Grant) at price 0.00 per share. | 2,608 | — |
| 2026-04-23 | CUMMINGS KEVIN | Director | Stock Award(Grant) at price 0.00 per share. | 2,608 | — |
| 2026-04-23 | SWIFT CHRISTOPHER J | Director | Stock Award(Grant) at price 0.00 per share. | 2,608 | — |
| 2026-04-23 | SIEKERKA MICHELE N | Director | Stock Award(Grant) at price 0.00 per share. | 2,608 | — |
| 2026-04-23 | LEARY ROBERT G | Director | Stock Award(Grant) at price 0.00 per share. | 2,608 | — |
| 2026-04-23 | ATKINSON TRACY A | Director | Stock Award(Grant) at price 0.00 per share. | 2,608 | — |
| 2026-04-23 | ZURAITIS MARITA | Director | Stock Award(Grant) at price 0.00 per share. | 2,608 | — |
| 2026-04-23 | CUMMING CHRISTINE M | Director | Stock Award(Grant) at price 0.00 per share. | 2,608 | — |
| 2026-04-23 | LILLIS TERRANCE J | Director | Stock Award(Grant) at price 0.00 per share. | 2,608 | — |
VAN SAUN BRUCE W
Chief Executive Officer
Stock Gift at price 0.00 per share.
2026-07-24
38,350 sh
—
VAN SAUN BRUCE W
Chief Executive Officer
Sale at price 72.07 per share.
2026-07-24
129,369 sh
$9,323,624
KELLY EDWARD J. III
Director
Stock Award(Grant) at price 0.00 per share.
2026-05-14
295 sh
—
ALEXANDER LEE
Director
Stock Award(Grant) at price 0.00 per share.
2026-05-14
194 sh
—
WADE CLAUDE E.
Director
Stock Award(Grant) at price 0.00 per share.
2026-05-14
56 sh
—
CUMMINGS KEVIN
Director
Stock Award(Grant) at price 0.00 per share.
2026-05-14
161 sh
—
SWIFT CHRISTOPHER J
Director
Stock Award(Grant) at price 0.00 per share.
2026-05-14
194 sh
—
SIEKERKA MICHELE N
Director
Stock Award(Grant) at price 0.00 per share.
2026-05-14
161 sh
—
LEARY ROBERT G
Director
Stock Award(Grant) at price 0.00 per share.
2026-05-14
250 sh
—
ATKINSON TRACY A
Director
Stock Award(Grant) at price 0.00 per share.
2026-05-14
94 sh
—
ZURAITIS MARITA
Director
Stock Award(Grant) at price 0.00 per share.
2026-05-14
323 sh
—
CUMMING CHRISTINE M
Director
Stock Award(Grant) at price 0.00 per share.
2026-05-14
323 sh
—
LILLIS TERRANCE J
Director
Stock Award(Grant) at price 0.00 per share.
2026-05-14
295 sh
—
MOOSALLY MICHELLE
Officer
Sale at price 62.16 per share.
2026-05-12
6,050 sh
$376,068
KELLY EDWARD J. III
Director
Stock Award(Grant) at price 0.00 per share.
2026-04-23
2,608 sh
—
ALEXANDER LEE
Director
Stock Award(Grant) at price 0.00 per share.
2026-04-23
2,608 sh
—
WADE CLAUDE E.
Director
Stock Award(Grant) at price 0.00 per share.
2026-04-23
2,608 sh
—
CUMMINGS KEVIN
Director
Stock Award(Grant) at price 0.00 per share.
2026-04-23
2,608 sh
—
SWIFT CHRISTOPHER J
Director
Stock Award(Grant) at price 0.00 per share.
2026-04-23
2,608 sh
—
SIEKERKA MICHELE N
Director
Stock Award(Grant) at price 0.00 per share.
2026-04-23
2,608 sh
—
LEARY ROBERT G
Director
Stock Award(Grant) at price 0.00 per share.
2026-04-23
2,608 sh
—
ATKINSON TRACY A
Director
Stock Award(Grant) at price 0.00 per share.
2026-04-23
2,608 sh
—
ZURAITIS MARITA
Director
Stock Award(Grant) at price 0.00 per share.
2026-04-23
2,608 sh
—
CUMMING CHRISTINE M
Director
Stock Award(Grant) at price 0.00 per share.
2026-04-23
2,608 sh
—
LILLIS TERRANCE J
Director
Stock Award(Grant) at price 0.00 per share.
2026-04-23
2,608 sh
—