Val
—
Gro
—
Qua
—
Mom
—
Sta
—
Cap—
P/S3.64
P/E—
Fwd P/E10.79
PEG1.65
52W— – —
RSI—
Target$81.47 (+15.6%)
Beta1.00
Div2.59%
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RSI ()
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Citizens Financial Group, Inc. operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States. The company operates through two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, and wealth management services; and education and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. The company serves customers and small businesses, high- and ultra-high-net-worth individuals and families, as well as investors, entrepreneurs, and companies and institutions, as well as multifamily, office, industrial, retail, healthcare, and hospitality sectors. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.
Signal
Trend Strength
Price Levels
52-Week Range
52W Low
—
52W High
Position in Range
—
RSI (14)
0 · Oversold
RSI 49
Overbought · 100
Signal
Neutral
EMA Price Levels
Activity & Patterns
Volume Analysis
Momentum Dashboard
Detected Patterns
7Bullish
4Bearish
0Neutral
Key Signals 3
▲ Double Bottom
Major reversal
2026-06-08 · $63.61
Two lows ~$59.62 — bullish reversal confirmed
Learn more →
▲ Double Bottom
Major reversal
2026-08-14 · $74.22
Two lows ~$68.78 — bullish reversal confirmed
Learn more →
▼ Double Top
Major reversal
2026-08-20 · $70.04
Two peaks ~$74.38 — bearish reversal confirmed
Learn more →
Momentum Signals 8
▲ MACD Bullish Crossover
▲ Bull Flag
▲ MACD Bullish Crossover
▲ MACD Bullish Crossover
View overlays on the price chart via Overview tab → Pattern Overlays.
EPS — History & Forecast
Estimate
Beat
Miss
Forecast
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Revenue — History & Forecast
Revenue
Forecast
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EPS Beat Rate
100%
8/8 quarters
Wall Street Consensus
BUY
BuyHoldSell
Price Target Range
$81.47
+15.6% upside
Low $70
—
High $90
Consensus
Current price
Wall Street Analyst Ratings
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| Firm | Rating | Change | Action | Date |
|---|
Profitability
Gross Margin
0.00%Last 12 Months
Operating Margin
35.13%Last 12 Months
Return on Equity
8.27%Last 12 Months
Revenue Growth
14.70%Year over Year
Free Cash Flow
N/ALast 12 Months
Free Cash Flow Yield
—Last 12 Months
Balance Sheet
Debt / Equity
N/AMost Recent Quarter
Current Ratio
N/AMost Recent Quarter
Cash
13.87BMost Recent Quarter
Total Debt
16.35BMost Recent Quarter
Net Debt
—Most Recent Quarter
How CFG Makes Its Money
Cash Flow Breakdown
Quarterly Metrics
| Quarter | Revenue | Rev YoY | Gross Profit | Op. Income | Net Income | Net YoY | Gross % | Op % | Net % |
|---|
Full Key Statistics
Valuation
| Market Cap | 29.68B |
| Enterprise Value | 34.28B |
| Trailing P/E | 15.19 |
| Forward P/E | 10.79 |
| PEG Ratio (5yr) | 1.65 |
| Price/Sales (ttm) | 3.64 |
| Price/Book (mrq) | 1.24 |
| EV/Revenue | 4.20 |
| EV/EBITDA | N/A |
Share Statistics
| Avg Vol (3m) | 4.07M |
| Shares Outstanding | 421.18M |
| Float | 417.04M |
| % Held by Insiders | 0.71% |
| % Held by Institutions | 100.18% |
| Short Ratio | 0.01 |
| Short % of Float | 0.01% |
Profitability
| Gross Margin | 0.00% |
| Operating Margin (ttm) | 35.13% |
| Profit Margin | 26.05% |
| Return on Assets (ttm) | 0.94% |
| Return on Equity (ttm) | 8.27% |
Income Statement
| Revenue (ttm) | 8.16B |
| Revenue Growth (yoy) | 14.70% |
| Gross Profit (ttm) | 8.16B |
| EBITDA | N/A |
| Net Income (ttm) | 1.98B |
| Diluted EPS (ttm) | 4.64 |
| EPS Growth (yoy) | 41.30% |
Balance Sheet
| Total Cash (mrq) | 13.87B |
| Total Debt (mrq) | 16.35B |
| Debt / Equity (mrq) | N/A |
| Current Ratio (mrq) | N/A |
| Book Value / Share | 56.95 |
| Operating CF (ttm) | 2.50B |
| Free Cash Flow (ttm) | N/A |
Trading & Dividends
| Beta (5Y) | 1.00 |
| 50-Day MA | 71.44 |
| 200-Day MA | 64.29 |
| Fwd Dividend Yield | 2.64% |
| Payout Ratio | 39.22% |
Income
Dividend Yield
2.59%Last 12 Months
Annual Rate
1.84Forward
Payout Ratio
39.22%Last 12 Months
Dividend History
Payout Ratio (Last 12 Months): 39.22%
Monthly Dividends
Ownership Breakdown
Institutional 100.18%
Insider 0.71%
Short Interest
0.01% of float
Low
Institutional 13F Holdings
Famous investors who disclosed a position in CFG in their latest SEC 13F filing.
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Insider Transactions
| Date | Insider | Role | Transaction | Shares | Price | Value |
|---|