CINF · Cincinnati Financial Corporation
Financial Services NMS United States cinfin.com ↗
BULLISH BUY
Val Gro Qua Mom Sta Cap P/S1.99 P/E Fwd P/E19.80 PEG2.19 52W –  RSI Target$190.83 (+5.2%) Beta0.55 Div1.98%
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RSI (14)
Pattern Overlays
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Insurance - Property & Casualty Fairfield, United States 5,705 employees
Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers' compensation. This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products. The Personal Lines Insurance segment offers personal auto; homeowner; and other personal lines insurance, such as dwelling fire, inland marine, personal umbrella liability, and watercraft coverages. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products, as well as other coverages comprising miscellaneous errors and omissions, professional liability, and excess liability; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance; universal life insurance; and worksite and whole life insurance products, as well as annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. The company was founded in 1950 and is headquartered in Fairfield, Ohio.
52-Week Range
52W Low 52W High
Position in Range
RSI (14)
0 · Oversold RSI 53 Overbought · 100
Signal Neutral
EMA Price Levels
Volume Analysis
Momentum Dashboard
Trend Strength
Detected Patterns
2Bullish
1Bearish
0Neutral
▲ Double Bottom — Two lows ~$156.34 — bullish reversal confirmed
▲ Bull Flag — Breakout after +10% pole — bullish continuation
▼ Double Top — Two peaks ~$168.22 — bearish reversal confirmed

View overlays on the price chart via Chart tab → Pattern Overlays.

Next Earnings Oct 26, 2026
Beat Rate 88%
Consensus BUY
Analyst Upside +5.2%
EPS — History & Forecast
Estimate Beat Miss Forecast
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Revenue — History & Forecast
Revenue Forecast
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EPS Beat Rate
88% 7/8 quarters
Wall Street Consensus
BUY
3
5
BuyHoldSell
Price Target Range
$190.83 +5.2% upside
Low $172 High $201
Consensus Current price
Wall Street Analyst Ratings
FirmRatingChangeActionDate
Roth Capital Buy ↔ Maintain 2026-07-28
Piper Sandler Neutral ↔ Maintain 2026-07-15
Keefe, Bruyette & Woods Market Perform Outperform Market Perform ▼ Downgrade 2026-07-08
B of A Securities Buy ↔ Maintain 2026-04-14
Roth Capital 2026-07-28
Buy ↔ Maintain
Piper Sandler 2026-07-15
Neutral ↔ Maintain
Keefe, Bruyette & Woods 2026-07-08
Market Perform (from Outperform) ▼ Downgrade
B of A Securities 2026-04-14
Buy ↔ Maintain
Profitability
Gross Margin 31.07%TTM
Op. Margin 37.20%TTM
ROE 21.48%TTM
Rev. Growth 31.60%YoY
Free Cash Flow N/ATTM
FCF Yield TTM
Balance Sheet
Debt / Equity 5.25MRQ
Current Ratio 1.03MRQ
Cash 1.75BMRQ
Total Debt 876.00MMRQ
Net Debt MRQ
Income
Div. Yield 1.98%TTM
Annual Rate 3.76Fwd
Payout Ratio 20.30%TTM
Dividend History
Payout Ratio (TTM): 20.30%
DateAmount / ShareYield at Payment
2026-06-23 $0.9400 0.54%
2026-03-24 $0.9400 0.60%
2025-12-22 $0.8700 0.53%
2025-09-22 $0.8700 0.57%
2025-06-23 $0.8700 0.60%
2025-03-24 $0.8700 0.61%
2024-12-19 $0.8100 0.59%
2024-09-17 $0.8100 0.62%
2024-06-18 $0.8100 0.75%
2024-03-18 $0.8100 0.72%
2023-12-18 $0.7500 0.78%
2023-09-15 $0.7500 0.75%
2023-06-15 $0.7500 0.80%
2023-03-16 $0.7500 0.73%
2022-12-15 $0.6900 0.73%
2022-09-15 $0.6900 0.76%
2022-06-16 $0.6900 0.68%
2022-03-17 $0.6900 0.58%
2021-12-15 $0.6300 0.61%
2021-09-15 $0.6300 0.60%
2021-06-16 $0.6300 0.59%
2021-03-16 $0.6300 0.67%
2020-12-15 $0.6000 0.85%
2020-09-15 $0.6000 0.91%
2020-06-16 $0.6000 1.10%
2020-03-17 $0.6000 0.83%
2019-12-18 $0.5600 0.64%
2019-09-17 $0.5600 0.58%
2019-06-18 $0.5600 0.64%
2019-03-19 $0.5600 0.80%
2018-12-18 $0.5300 0.84%
2018-09-18 $0.5300 0.83%
2018-06-19 $0.5300 0.94%
2018-03-20 $0.5300 0.87%
2017-12-19 $0.5000 0.85%
2017-11-30 $0.5000 0.84%
2017-09-21 $0.5000 0.83%
2017-06-19 $0.5000 0.87%
2017-03-20 $0.5000 0.86%
2016-12-19 $0.4800 0.81%
How CINF Makes Its Money
Cash Flow Breakdown
Quarterly Metrics
QuarterRevenueRev YoYGross Profit Op. IncomeNet IncomeNet YoY Gross %Op %Net %
Full Key Statistics
Valuation
Market Cap27.83B
Enterprise Value27.08B
Trailing P/E10.37
Forward P/E19.80
PEG Ratio (5yr)2.19
Price/Sales (ttm)1.99
Price/Book (mrq)1.68
EV/Revenue1.94
EV/EBITDA6.21
Share Statistics
Avg Vol (3m)820.48K
Shares Outstanding153.48M
Float151.30M
% Held by Insiders1.73%
% Held by Institutions72.40%
Short Ratio3.36
Short % of Float2.57%
Profitability
Gross Margin31.07%
Operating Margin (ttm)37.20%
Profit Margin23.84%
Return on Assets (ttm)6.41%
Return on Equity (ttm)21.48%
Income Statement
Revenue (ttm)13.95B
Revenue Growth (yoy)31.60%
Gross Profit (ttm)4.34B
EBITDA4.36B
Net Income (ttm)3.33B
Diluted EPS (ttm)17.49
EPS Growth (yoy)85.50%
Balance Sheet
Total Cash (mrq)1.75B
Total Debt (mrq)876.00M
Debt / Equity (mrq)5.25
Current Ratio (mrq)1.03
Book Value / Share108.13
Operating CF (ttm)N/A
Free Cash Flow (ttm)N/A
Trading & Dividends
Beta (5Y)0.55
50-Day MA173.62
200-Day MA165.20
Fwd Dividend Yield206.00%
Payout Ratio20.30%
Ownership Breakdown
Institutional 72.40% Insider 1.73% Public 25.9%
Short Interest 2.57% of float
Low
Institutional 13F Holdings

Famous investors who disclosed a position in CINF in their latest SEC 13F filing.

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Insider Transactions
DateInsiderRoleTransactionSharesValue
2026-06-08 KELLINGTON JOHN S Officer Conversion of Exercise of derivative security at price 85.67 per share. 24,221 $2,075,013
2026-05-28 FU LUYANG Officer Conversion of Exercise of derivative security at price 85.67 per share. 774 $66,309
2026-05-07 HOGAN THOMAS CHRISTOPHER Officer Conversion of Exercise of derivative security at price 70.70 - 71.19 per share. 1,444 $102,560
2026-05-05 BROWN ROGER A. Officer Conversion of Exercise of derivative security at price 71.19 per share. 6,900 $491,211
2026-05-05 BROWN ROGER A. Officer Stock Gift at price 0.00 per share. 2,500
2026-05-01 SEWELL MICHAEL J Chief Financial Officer Conversion of Exercise of derivative security at price 70.70 per share. 36,909 $2,609,466
2026-04-29 FU LUYANG Officer Conversion of Exercise of derivative security at price 71.19 per share. 957 $68,129
2026-04-29 CRACAS TERESA C Officer Conversion of Exercise of derivative security at price 70.70 per share. 15,386 $1,087,790
2026-04-29 KELLINGTON JOHN S Officer Conversion of Exercise of derivative security at price 71.19 per share. 28,156 $2,004,426
2026-03-02 SWISHER CHET HOGAN Officer Conversion of Exercise of derivative security at price 70.70 per share. 1,128 $59,812
2026-03-02 CRACAS TERESA C Officer 10,852
2026-03-02 SEWELL MICHAEL J Chief Financial Officer 17,090
2026-03-02 DELANEY ANGELA OSSELLO Officer 7,661
2026-03-02 SCHAMBOW MARC JON Officer 8,398
2026-03-02 SOLORIA STEVEN ANTHONY Chief Investment Officer 8,299
2026-03-02 HOGAN THOMAS CHRISTOPHER Officer 333
2026-03-02 CHAPEL DAWN SHANNON Officer 250
2026-03-02 SCHULER SCOTT ALAN Officer 250
2026-03-02 SPRAY STEPHEN M Chief Executive Officer 15,691
2026-03-02 VAN DEN HEUVEL WILL H Officer 8,229
2026-03-02 BROWN ROGER A. Officer 5,935
2026-03-02 GIVLER SEAN MICHAEL Officer 8,735
2026-03-02 KELLINGTON JOHN S Officer 11,920
2026-03-02 JOHNSTON STEVEN J Chairman of the Board 30,862
2026-02-25 SEWELL MICHAEL J Chief Financial Officer Stock Gift at price 0.00 per share. 1,076
KELLINGTON JOHN S Officer
Conversion of Exercise of derivative security at price 85.67 per share.
2026-06-08 24,221 sh $2,075,013
FU LUYANG Officer
Conversion of Exercise of derivative security at price 85.67 per share.
2026-05-28 774 sh $66,309
HOGAN THOMAS CHRISTOPHER Officer
Conversion of Exercise of derivative security at price 70.70 - 71.19 per share.
2026-05-07 1,444 sh $102,560
BROWN ROGER A. Officer
Conversion of Exercise of derivative security at price 71.19 per share.
2026-05-05 6,900 sh $491,211
BROWN ROGER A. Officer
Stock Gift at price 0.00 per share.
2026-05-05 2,500 sh
SEWELL MICHAEL J Chief Financial Officer
Conversion of Exercise of derivative security at price 70.70 per share.
2026-05-01 36,909 sh $2,609,466
FU LUYANG Officer
Conversion of Exercise of derivative security at price 71.19 per share.
2026-04-29 957 sh $68,129
CRACAS TERESA C Officer
Conversion of Exercise of derivative security at price 70.70 per share.
2026-04-29 15,386 sh $1,087,790
KELLINGTON JOHN S Officer
Conversion of Exercise of derivative security at price 71.19 per share.
2026-04-29 28,156 sh $2,004,426
SWISHER CHET HOGAN Officer
Conversion of Exercise of derivative security at price 70.70 per share.
2026-03-02 1,128 sh $59,812
CRACAS TERESA C Officer
2026-03-02 10,852 sh
SEWELL MICHAEL J Chief Financial Officer
2026-03-02 17,090 sh
DELANEY ANGELA OSSELLO Officer
2026-03-02 7,661 sh
SCHAMBOW MARC JON Officer
2026-03-02 8,398 sh
SOLORIA STEVEN ANTHONY Chief Investment Officer
2026-03-02 8,299 sh
HOGAN THOMAS CHRISTOPHER Officer
2026-03-02 333 sh
CHAPEL DAWN SHANNON Officer
2026-03-02 250 sh
SCHULER SCOTT ALAN Officer
2026-03-02 250 sh
SPRAY STEPHEN M Chief Executive Officer
2026-03-02 15,691 sh
VAN DEN HEUVEL WILL H Officer
2026-03-02 8,229 sh
BROWN ROGER A. Officer
2026-03-02 5,935 sh
GIVLER SEAN MICHAEL Officer
2026-03-02 8,735 sh
KELLINGTON JOHN S Officer
2026-03-02 11,920 sh
JOHNSTON STEVEN J Chairman of the Board
2026-03-02 30,862 sh
SEWELL MICHAEL J Chief Financial Officer
Stock Gift at price 0.00 per share.
2026-02-25 1,076 sh