Val
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Gro
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Qua
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Mom
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Sta
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Cap—
P/S1.87
P/E—
Fwd P/E18.80
PEG2.19
52W— – —
RSI—
Target$191.67 (+12.9%)
Beta0.55
Div2.13%
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RSI ()
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Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers' compensation. This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products. The Personal Lines Insurance segment offers personal auto; homeowner; and other personal lines insurance, such as dwelling fire, inland marine, personal umbrella liability, and watercraft coverages. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products, as well as other coverages comprising miscellaneous errors and omissions, professional liability, and excess liability; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance; universal life insurance; and worksite and whole life insurance products, as well as annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. The company was founded in 1950 and is headquartered in Fairfield, Ohio.
Signal
Trend Strength
Price Levels
52-Week Range
52W Low
—
52W High
Position in Range
—
RSI (14)
0 · Oversold
RSI 43
Overbought · 100
Signal
Neutral
EMA Price Levels
Activity & Patterns
Volume Analysis
Momentum Dashboard
Detected Patterns
4Bullish
3Bearish
0Neutral
Momentum Signals 7
▲ MACD Bullish Crossover
▲ MACD Bullish Crossover
▲ Bull Flag
▲ MACD Bullish Crossover
No major reversal patterns in the last 4 months — showing momentum signals only.
View overlays on the price chart via Overview tab → Pattern Overlays.
EPS — History & Forecast
Estimate
Beat
Miss
Forecast
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Revenue — History & Forecast
Revenue
Forecast
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EPS Beat Rate
88%
7/8 quarters
Wall Street Consensus
Price Target Range
$191.67
+12.9% upside
Low $177
—
High $200
Consensus
Current price
Wall Street Analyst Ratings
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| Firm | Rating | Change | Action | Date |
|---|
Profitability
Gross Margin
31.07%Last 12 Months
Operating Margin
37.20%Last 12 Months
Return on Equity
21.48%Last 12 Months
Revenue Growth
31.60%Year over Year
Free Cash Flow
2.98BLast 12 Months
Free Cash Flow Yield
—Last 12 Months
Balance Sheet
Debt / Equity
5.25Most Recent Quarter
Current Ratio
1.15Most Recent Quarter
Cash
1.89BMost Recent Quarter
Total Debt
876.00MMost Recent Quarter
Net Debt
—Most Recent Quarter
How CINF Makes Its Money
Cash Flow Breakdown
Quarterly Metrics
| Quarter | Revenue | Rev YoY | Gross Profit | Op. Income | Net Income | Net YoY | Gross % | Op % | Net % |
|---|
Full Key Statistics
Valuation
| Market Cap | 26.06B |
| Enterprise Value | 25.04B |
| Trailing P/E | 8.01 |
| Forward P/E | 18.80 |
| PEG Ratio (5yr) | 2.19 |
| Price/Sales (ttm) | 1.87 |
| Price/Book (mrq) | 1.56 |
| EV/Revenue | 1.79 |
| EV/EBITDA | 5.74 |
Share Statistics
| Avg Vol (3m) | 747.65K |
| Shares Outstanding | 153.48M |
| Float | 150.57M |
| % Held by Insiders | 1.73% |
| % Held by Institutions | 74.02% |
| Short Ratio | 7.37 |
| Short % of Float | 2.75% |
Profitability
| Gross Margin | 31.07% |
| Operating Margin (ttm) | 37.20% |
| Profit Margin | 23.84% |
| Return on Assets (ttm) | 6.41% |
| Return on Equity (ttm) | 21.48% |
Income Statement
| Revenue (ttm) | 13.95B |
| Revenue Growth (yoy) | 31.60% |
| Gross Profit (ttm) | 4.34B |
| EBITDA | 4.37B |
| Net Income (ttm) | 3.33B |
| Diluted EPS (ttm) | 21.21 |
| EPS Growth (yoy) | 85.50% |
Balance Sheet
| Total Cash (mrq) | 1.89B |
| Total Debt (mrq) | 876.00M |
| Debt / Equity (mrq) | 5.25 |
| Current Ratio (mrq) | 1.15 |
| Book Value / Share | 108.68 |
| Operating CF (ttm) | 3.42B |
| Free Cash Flow (ttm) | 2.98B |
Trading & Dividends
| Beta (5Y) | 0.55 |
| 50-Day MA | 176.37 |
| 200-Day MA | 167.40 |
| Fwd Dividend Yield | 2.22% |
| Payout Ratio | 17.09% |
Income
Dividend Yield
2.13%Last 12 Months
Annual Rate
3.76Forward
Payout Ratio
17.09%Last 12 Months
Dividend History
Payout Ratio (Last 12 Months): 17.09%
Monthly Dividends
Ownership Breakdown
Institutional 74.02%
Insider 1.73%
Public 24.3%
Short Interest
2.75% of float
Low
Institutional 13F Holdings
Famous investors who disclosed a position in CINF in their latest SEC 13F filing.
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Insider Transactions
| Date | Insider | Role | Transaction | Shares | Price | Value |
|---|