FICO · Fair Isaac Corporation
Technology NYQ United States fico.com ↗
BULLISH BUY
Val Gro Qua Mom Sta Cap P/S14.12 P/E Fwd P/E25.17 PEG0.93 52W –  RSI Target$1534.55 (+11.8%) Beta1.29 Div
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RSI (14)
Pattern Overlays
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Software - Application Bozeman, United States 3,758 employees
Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Its Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. In addition, the company offers analytic and decisioning software comprising FICO Decision Modeler, FICO Blaze Advisor, FICO Xpress Optimization, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Business Outcome Simulator, and FICO Decision Optimizer; pre-configured solutions consisting of FICO Fraud Solutions, FICO Originations, FICO Customer Communication Service, FICO Strategy Director, and FICO TRIAD Customer Manager; and professional services software, including FICO Implementation Services and FICO Analytic Services. It markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.
52-Week Range
52W Low 52W High
Position in Range
RSI (14)
0 · Oversold RSI 67 Overbought · 100
Signal Neutral
EMA Price Levels
Volume Analysis
Momentum Dashboard
Trend Strength
Detected Patterns
1Bullish
0Bearish
0Neutral
▲ Inv. Head & Shoulders — Inv. H&S neckline ~$1297.80 broken — major bullish reversal

View overlays on the price chart via Chart tab → Pattern Overlays.

EPS — History & Forecast
Estimate Beat Miss Forecast
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Revenue — History & Forecast
Revenue Forecast
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EPS Beat Rate
88% 7/8 quarters
Wall Street Consensus
BUY
16
4
1
BuyHoldSell
Price Target Range
$1534.55 +11.8% upside
Low $707 High $2400
Consensus Current price
Wall Street Analyst Ratings
FirmRatingChangeActionDate
UBS Neutral ↔ Maintain 2026-07-02
Needham Buy ↔ Reiterate 2026-06-09
B of A Securities Buy ↔ Maintain 2026-05-19
Jefferies Buy ↔ Maintain 2026-05-04
JP Morgan Neutral ↔ Maintain 2026-04-30
Wells Fargo Overweight ↔ Maintain 2026-04-30
Mizuho Outperform ● Initiate 2026-04-16
Barclays Overweight ↔ Maintain 2026-04-10
Goldman Sachs Buy ↔ Maintain 2026-04-02
Baird Outperform ↔ Maintain 2026-03-24
BMO Capital Outperform ↔ Maintain 2025-11-06
UBS 2026-07-02
Neutral ↔ Maintain
Needham 2026-06-09
Buy ↔ Reiterate
B of A Securities 2026-05-19
Buy ↔ Maintain
Jefferies 2026-05-04
Buy ↔ Maintain
JP Morgan 2026-04-30
Neutral ↔ Maintain
Wells Fargo 2026-04-30
Overweight ↔ Maintain
Mizuho 2026-04-16
Outperform ● Initiate
Barclays 2026-04-10
Overweight ↔ Maintain
Goldman Sachs 2026-04-02
Buy ↔ Maintain
Baird 2026-03-24
Outperform ↔ Maintain
BMO Capital 2025-11-06
Outperform ↔ Maintain
Profitability
Gross Margin 84.17%TTM
Op. Margin 58.19%TTM
ROE N/ATTM
Rev. Growth 38.70%YoY
Free Cash Flow 730.54MTTM
FCF Yield TTM
Balance Sheet
Debt / Equity N/AMRQ
Current Ratio 2.22MRQ
Cash 219.42MMRQ
Total Debt 3.66BMRQ
Net Debt MRQ
Dividend History
Payout Ratio (TTM): 0.00%
DateAmount / ShareYield at Payment
2017-03-01 $0.0200 0.01%
2016-11-30 $0.0200 0.02%
2016-09-12 $0.0200 0.01%
2016-05-23 $0.0200 0.02%
2016-03-07 $0.0200 0.02%
2015-11-30 $0.0200 0.02%
2015-09-14 $0.0200 0.02%
2015-05-22 $0.0200 0.02%
2015-03-05 $0.0200 0.02%
2014-12-01 $0.0200 0.03%
2014-09-08 $0.0200 0.03%
2014-05-23 $0.0200 0.04%
2014-02-20 $0.0200 0.04%
2013-12-02 $0.0200 0.03%
2013-09-05 $0.0200 0.04%
2013-05-23 $0.0200 0.04%
2013-02-21 $0.0200 0.05%
2012-12-03 $0.0200 0.05%
2012-09-06 $0.0200 0.04%
2012-05-10 $0.0200 0.05%
2012-02-16 $0.0200 0.05%
2011-12-12 $0.0200 0.05%
2011-09-07 $0.0200 0.08%
2011-05-23 $0.0200 0.07%
2011-02-14 $0.0200 0.08%
2010-12-01 $0.0200 0.08%
2010-09-08 $0.0200 0.09%
2010-05-19 $0.0200 0.09%
2010-02-17 $0.0200 0.09%
2009-12-02 $0.0200 0.11%
2009-09-04 $0.0200 0.09%
2009-05-22 $0.0200 0.12%
2009-02-13 $0.0200 0.17%
2008-12-01 $0.0200 0.16%
2008-09-08 $0.0200 0.08%
2008-05-12 $0.0200 0.09%
2008-02-15 $0.0200 0.08%
2007-12-03 $0.0200 0.06%
2007-09-06 $0.0200 0.05%
2007-05-25 $0.0200 0.06%
How FICO Makes Its Money
Cash Flow Breakdown
Quarterly Metrics
QuarterRevenueRev YoYGross Profit Op. IncomeNet IncomeNet YoY Gross %Op %Net %
Full Key Statistics
Valuation
Market Cap31.84B
Enterprise Value35.28B
Trailing P/E43.55
Forward P/E25.17
PEG Ratio (5yr)0.93
Price/Sales (ttm)14.12
Price/Book (mrq)-15.22
EV/Revenue15.64
EV/EBITDA30.34
Share Statistics
Avg Vol (3m)308.59K
Shares Outstanding23.19M
Float22.49M
% Held by Insiders2.79%
% Held by Institutions95.67%
Short Ratio7.55
Short % of Float11.44%
Profitability
Gross Margin84.17%
Operating Margin (ttm)58.19%
Profit Margin33.67%
Return on Assets (ttm)36.92%
Return on Equity (ttm)N/A
Income Statement
Revenue (ttm)2.26B
Revenue Growth (yoy)38.70%
Gross Profit (ttm)1.90B
EBITDA1.16B
Net Income (ttm)759.63M
Diluted EPS (ttm)31.53
EPS Growth (yoy)69.00%
Balance Sheet
Total Cash (mrq)219.42M
Total Debt (mrq)3.66B
Debt / Equity (mrq)N/A
Current Ratio (mrq)2.22
Book Value / Share-90.22
Operating CF (ttm)907.33M
Free Cash Flow (ttm)730.54M
Trading & Dividends
Beta (5Y)1.29
50-Day MA1214.59
200-Day MA1382.71
Fwd Dividend YieldN/A
Payout Ratio0.00%
Ownership Breakdown
Institutional 95.67% Insider 2.79% Public 1.5%
Short Interest 11.44% of float
High
Institutional 13F Holdings

Famous investors who disclosed a position in FICO in their latest SEC 13F filing.

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Insider Transactions
DateInsiderRoleTransactionSharesValue
2026-07-02 BEHL NIKHIL Officer 242
2026-06-05 LANSING WILLIAM J Chief Executive Officer 784
2026-05-22 BEHL NIKHIL Officer 2,194
2026-05-15 WEBER STEVEN P. Chief Financial Officer 706
2026-03-04 MANOLIS EVA Director 154
2026-03-04 REY DAVID A Director 94
2026-03-04 ARREDONDO FABIOLA R Director 154
2026-03-04 STANSBURY HENRY TAYLOE Director 77
2026-03-04 KELLY BRADEN R Director 171
2026-03-04 MCMORRIS MARC F Director 77
2026-02-25 MANOLIS EVA Director Conversion of Exercise of derivative security at price 247.82 per share. 520 $128,866
2026-02-25 MANOLIS EVA Director Sale at price 1227.63 per share. 520 $638,368
2026-02-24 REY DAVID A Director Conversion of Exercise of derivative security at price 247.82 per share. 3,192 $791,041
2026-02-13 REES JOANNA Director Conversion of Exercise of derivative security at price 391.57 per share. 358 $140,182
2026-02-13 REES JOANNA Director Sale at price 1360.00 per share. 358 $486,880
2026-01-09 WEBER STEVEN P. Chief Financial Officer 421
2025-12-18 WEBER STEVEN P. Chief Financial Officer Stock Gift at price 0.00 per share. 562
2025-12-17 WEBER STEVEN P. Chief Financial Officer Sale at price 1810.00 per share. 1,426 $2,581,060
2025-12-12 MANOLIS EVA Director Conversion of Exercise of derivative security at price 247.82 per share. 521 $129,114
2025-12-12 MANOLIS EVA Director Sale at price 1825.83 per share. 521 $951,257
2025-12-10 LEONARD MICHAEL STEPHEN Officer 1,382
2025-12-10 BOWERS THOMAS A Officer 4,824
2025-12-10 WEBER STEVEN P. Chief Financial Officer 4,474
2025-12-10 BEHL NIKHIL Officer 3,268
2025-12-10 DEAL RICHARD S Officer 8,027
BEHL NIKHIL Officer
2026-07-02 242 sh
LANSING WILLIAM J Chief Executive Officer
2026-06-05 784 sh
BEHL NIKHIL Officer
2026-05-22 2,194 sh
WEBER STEVEN P. Chief Financial Officer
2026-05-15 706 sh
MANOLIS EVA Director
2026-03-04 154 sh
REY DAVID A Director
2026-03-04 94 sh
ARREDONDO FABIOLA R Director
2026-03-04 154 sh
STANSBURY HENRY TAYLOE Director
2026-03-04 77 sh
KELLY BRADEN R Director
2026-03-04 171 sh
MCMORRIS MARC F Director
2026-03-04 77 sh
MANOLIS EVA Director
Conversion of Exercise of derivative security at price 247.82 per share.
2026-02-25 520 sh $128,866
MANOLIS EVA Director
Sale at price 1227.63 per share.
2026-02-25 520 sh $638,368
REY DAVID A Director
Conversion of Exercise of derivative security at price 247.82 per share.
2026-02-24 3,192 sh $791,041
REES JOANNA Director
Conversion of Exercise of derivative security at price 391.57 per share.
2026-02-13 358 sh $140,182
REES JOANNA Director
Sale at price 1360.00 per share.
2026-02-13 358 sh $486,880
WEBER STEVEN P. Chief Financial Officer
2026-01-09 421 sh
WEBER STEVEN P. Chief Financial Officer
Stock Gift at price 0.00 per share.
2025-12-18 562 sh
WEBER STEVEN P. Chief Financial Officer
Sale at price 1810.00 per share.
2025-12-17 1,426 sh $2,581,060
MANOLIS EVA Director
Conversion of Exercise of derivative security at price 247.82 per share.
2025-12-12 521 sh $129,114
MANOLIS EVA Director
Sale at price 1825.83 per share.
2025-12-12 521 sh $951,257
LEONARD MICHAEL STEPHEN Officer
2025-12-10 1,382 sh
BOWERS THOMAS A Officer
2025-12-10 4,824 sh
WEBER STEVEN P. Chief Financial Officer
2025-12-10 4,474 sh
BEHL NIKHIL Officer
2025-12-10 3,268 sh
DEAL RICHARD S Officer
2025-12-10 8,027 sh