Val
—
Gro
—
Qua
—
Mom
—
Sta
—
Cap—
P/S14.12
P/E—
Fwd P/E25.17
PEG0.93
52W— – —
RSI—
Target$1534.55 (+11.8%)
Beta1.29
Div—
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RSI (14)
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Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Its Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. In addition, the company offers analytic and decisioning software comprising FICO Decision Modeler, FICO Blaze Advisor, FICO Xpress Optimization, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Business Outcome Simulator, and FICO Decision Optimizer; pre-configured solutions consisting of FICO Fraud Solutions, FICO Originations, FICO Customer Communication Service, FICO Strategy Director, and FICO TRIAD Customer Manager; and professional services software, including FICO Implementation Services and FICO Analytic Services. It markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.
52-Week Range
52W Low
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52W High
Position in Range
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RSI (14)
0 · Oversold
RSI 67
Overbought · 100
Signal
Neutral
EMA Price Levels
Volume Analysis
Momentum Dashboard
Trend Strength
Detected Patterns
1Bullish
0Bearish
0Neutral
▲ Inv. Head & Shoulders — Inv. H&S neckline ~$1297.80 broken — major bullish reversal
View overlays on the price chart via Chart tab → Pattern Overlays.
EPS — History & Forecast
Estimate
Beat
Miss
Forecast
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Revenue — History & Forecast
Revenue
Forecast
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EPS Beat Rate
88%
7/8 quarters
Wall Street Consensus
BUY
BuyHoldSell
Price Target Range
$1534.55
+11.8% upside
Low $707
—
High $2400
Consensus
Current price
Wall Street Analyst Ratings
| Firm | Rating | Change | Action | Date |
|---|---|---|---|---|
| UBS | Neutral | — | ↔ Maintain | 2026-07-02 |
| Needham | Buy | — | ↔ Reiterate | 2026-06-09 |
| B of A Securities | Buy | — | ↔ Maintain | 2026-05-19 |
| Jefferies | Buy | — | ↔ Maintain | 2026-05-04 |
| JP Morgan | Neutral | — | ↔ Maintain | 2026-04-30 |
| Wells Fargo | Overweight | — | ↔ Maintain | 2026-04-30 |
| Mizuho | Outperform | — | ● Initiate | 2026-04-16 |
| Barclays | Overweight | — | ↔ Maintain | 2026-04-10 |
| Goldman Sachs | Buy | — | ↔ Maintain | 2026-04-02 |
| Baird | Outperform | — | ↔ Maintain | 2026-03-24 |
| BMO Capital | Outperform | — | ↔ Maintain | 2025-11-06 |
UBS
2026-07-02
Neutral
↔ Maintain
Needham
2026-06-09
Buy
↔ Reiterate
B of A Securities
2026-05-19
Buy
↔ Maintain
Jefferies
2026-05-04
Buy
↔ Maintain
JP Morgan
2026-04-30
Neutral
↔ Maintain
Wells Fargo
2026-04-30
Overweight
↔ Maintain
Mizuho
2026-04-16
Outperform
● Initiate
Barclays
2026-04-10
Overweight
↔ Maintain
Goldman Sachs
2026-04-02
Buy
↔ Maintain
Baird
2026-03-24
Outperform
↔ Maintain
BMO Capital
2025-11-06
Outperform
↔ Maintain
Profitability
Gross Margin
84.17%TTM
Op. Margin
58.19%TTM
ROE
N/ATTM
Rev. Growth
38.70%YoY
Free Cash Flow
730.54MTTM
FCF Yield
—TTM
Balance Sheet
Debt / Equity
N/AMRQ
Current Ratio
2.22MRQ
Cash
219.42MMRQ
Total Debt
3.66BMRQ
Net Debt
—MRQ
Dividend History
Payout Ratio (TTM): 0.00%
| Date | Amount / Share | Yield at Payment |
|---|---|---|
| 2017-03-01 | $0.0200 | 0.01% |
| 2016-11-30 | $0.0200 | 0.02% |
| 2016-09-12 | $0.0200 | 0.01% |
| 2016-05-23 | $0.0200 | 0.02% |
| 2016-03-07 | $0.0200 | 0.02% |
| 2015-11-30 | $0.0200 | 0.02% |
| 2015-09-14 | $0.0200 | 0.02% |
| 2015-05-22 | $0.0200 | 0.02% |
| 2015-03-05 | $0.0200 | 0.02% |
| 2014-12-01 | $0.0200 | 0.03% |
| 2014-09-08 | $0.0200 | 0.03% |
| 2014-05-23 | $0.0200 | 0.04% |
| 2014-02-20 | $0.0200 | 0.04% |
| 2013-12-02 | $0.0200 | 0.03% |
| 2013-09-05 | $0.0200 | 0.04% |
| 2013-05-23 | $0.0200 | 0.04% |
| 2013-02-21 | $0.0200 | 0.05% |
| 2012-12-03 | $0.0200 | 0.05% |
| 2012-09-06 | $0.0200 | 0.04% |
| 2012-05-10 | $0.0200 | 0.05% |
| 2012-02-16 | $0.0200 | 0.05% |
| 2011-12-12 | $0.0200 | 0.05% |
| 2011-09-07 | $0.0200 | 0.08% |
| 2011-05-23 | $0.0200 | 0.07% |
| 2011-02-14 | $0.0200 | 0.08% |
| 2010-12-01 | $0.0200 | 0.08% |
| 2010-09-08 | $0.0200 | 0.09% |
| 2010-05-19 | $0.0200 | 0.09% |
| 2010-02-17 | $0.0200 | 0.09% |
| 2009-12-02 | $0.0200 | 0.11% |
| 2009-09-04 | $0.0200 | 0.09% |
| 2009-05-22 | $0.0200 | 0.12% |
| 2009-02-13 | $0.0200 | 0.17% |
| 2008-12-01 | $0.0200 | 0.16% |
| 2008-09-08 | $0.0200 | 0.08% |
| 2008-05-12 | $0.0200 | 0.09% |
| 2008-02-15 | $0.0200 | 0.08% |
| 2007-12-03 | $0.0200 | 0.06% |
| 2007-09-06 | $0.0200 | 0.05% |
| 2007-05-25 | $0.0200 | 0.06% |
How FICO Makes Its Money
Cash Flow Breakdown
Quarterly Metrics
| Quarter | Revenue | Rev YoY | Gross Profit | Op. Income | Net Income | Net YoY | Gross % | Op % | Net % |
|---|
Full Key Statistics
Valuation
| Market Cap | 31.84B |
| Enterprise Value | 35.28B |
| Trailing P/E | 43.55 |
| Forward P/E | 25.17 |
| PEG Ratio (5yr) | 0.93 |
| Price/Sales (ttm) | 14.12 |
| Price/Book (mrq) | -15.22 |
| EV/Revenue | 15.64 |
| EV/EBITDA | 30.34 |
Share Statistics
| Avg Vol (3m) | 308.59K |
| Shares Outstanding | 23.19M |
| Float | 22.49M |
| % Held by Insiders | 2.79% |
| % Held by Institutions | 95.67% |
| Short Ratio | 7.55 |
| Short % of Float | 11.44% |
Profitability
| Gross Margin | 84.17% |
| Operating Margin (ttm) | 58.19% |
| Profit Margin | 33.67% |
| Return on Assets (ttm) | 36.92% |
| Return on Equity (ttm) | N/A |
Income Statement
| Revenue (ttm) | 2.26B |
| Revenue Growth (yoy) | 38.70% |
| Gross Profit (ttm) | 1.90B |
| EBITDA | 1.16B |
| Net Income (ttm) | 759.63M |
| Diluted EPS (ttm) | 31.53 |
| EPS Growth (yoy) | 69.00% |
Balance Sheet
| Total Cash (mrq) | 219.42M |
| Total Debt (mrq) | 3.66B |
| Debt / Equity (mrq) | N/A |
| Current Ratio (mrq) | 2.22 |
| Book Value / Share | -90.22 |
| Operating CF (ttm) | 907.33M |
| Free Cash Flow (ttm) | 730.54M |
Trading & Dividends
| Beta (5Y) | 1.29 |
| 50-Day MA | 1214.59 |
| 200-Day MA | 1382.71 |
| Fwd Dividend Yield | N/A |
| Payout Ratio | 0.00% |
Ownership Breakdown
Institutional 95.67%
Insider 2.79%
Public 1.5%
Short Interest
11.44% of float
High
Institutional 13F Holdings
Famous investors who disclosed a position in FICO in their latest SEC 13F filing.
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Insider Transactions
| Date | Insider | Role | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-07-02 | BEHL NIKHIL | Officer | 242 | — | |
| 2026-06-05 | LANSING WILLIAM J | Chief Executive Officer | 784 | — | |
| 2026-05-22 | BEHL NIKHIL | Officer | 2,194 | — | |
| 2026-05-15 | WEBER STEVEN P. | Chief Financial Officer | 706 | — | |
| 2026-03-04 | MANOLIS EVA | Director | 154 | — | |
| 2026-03-04 | REY DAVID A | Director | 94 | — | |
| 2026-03-04 | ARREDONDO FABIOLA R | Director | 154 | — | |
| 2026-03-04 | STANSBURY HENRY TAYLOE | Director | 77 | — | |
| 2026-03-04 | KELLY BRADEN R | Director | 171 | — | |
| 2026-03-04 | MCMORRIS MARC F | Director | 77 | — | |
| 2026-02-25 | MANOLIS EVA | Director | Conversion of Exercise of derivative security at price 247.82 per share. | 520 | $128,866 |
| 2026-02-25 | MANOLIS EVA | Director | Sale at price 1227.63 per share. | 520 | $638,368 |
| 2026-02-24 | REY DAVID A | Director | Conversion of Exercise of derivative security at price 247.82 per share. | 3,192 | $791,041 |
| 2026-02-13 | REES JOANNA | Director | Conversion of Exercise of derivative security at price 391.57 per share. | 358 | $140,182 |
| 2026-02-13 | REES JOANNA | Director | Sale at price 1360.00 per share. | 358 | $486,880 |
| 2026-01-09 | WEBER STEVEN P. | Chief Financial Officer | 421 | — | |
| 2025-12-18 | WEBER STEVEN P. | Chief Financial Officer | Stock Gift at price 0.00 per share. | 562 | — |
| 2025-12-17 | WEBER STEVEN P. | Chief Financial Officer | Sale at price 1810.00 per share. | 1,426 | $2,581,060 |
| 2025-12-12 | MANOLIS EVA | Director | Conversion of Exercise of derivative security at price 247.82 per share. | 521 | $129,114 |
| 2025-12-12 | MANOLIS EVA | Director | Sale at price 1825.83 per share. | 521 | $951,257 |
| 2025-12-10 | LEONARD MICHAEL STEPHEN | Officer | 1,382 | — | |
| 2025-12-10 | BOWERS THOMAS A | Officer | 4,824 | — | |
| 2025-12-10 | WEBER STEVEN P. | Chief Financial Officer | 4,474 | — | |
| 2025-12-10 | BEHL NIKHIL | Officer | 3,268 | — | |
| 2025-12-10 | DEAL RICHARD S | Officer | 8,027 | — |
BEHL NIKHIL
Officer
2026-07-02
242 sh
—
LANSING WILLIAM J
Chief Executive Officer
2026-06-05
784 sh
—
BEHL NIKHIL
Officer
2026-05-22
2,194 sh
—
WEBER STEVEN P.
Chief Financial Officer
2026-05-15
706 sh
—
MANOLIS EVA
Director
2026-03-04
154 sh
—
REY DAVID A
Director
2026-03-04
94 sh
—
ARREDONDO FABIOLA R
Director
2026-03-04
154 sh
—
STANSBURY HENRY TAYLOE
Director
2026-03-04
77 sh
—
KELLY BRADEN R
Director
2026-03-04
171 sh
—
MCMORRIS MARC F
Director
2026-03-04
77 sh
—
MANOLIS EVA
Director
Conversion of Exercise of derivative security at price 247.82 per share.
2026-02-25
520 sh
$128,866
MANOLIS EVA
Director
Sale at price 1227.63 per share.
2026-02-25
520 sh
$638,368
REY DAVID A
Director
Conversion of Exercise of derivative security at price 247.82 per share.
2026-02-24
3,192 sh
$791,041
REES JOANNA
Director
Conversion of Exercise of derivative security at price 391.57 per share.
2026-02-13
358 sh
$140,182
REES JOANNA
Director
Sale at price 1360.00 per share.
2026-02-13
358 sh
$486,880
WEBER STEVEN P.
Chief Financial Officer
2026-01-09
421 sh
—
WEBER STEVEN P.
Chief Financial Officer
Stock Gift at price 0.00 per share.
2025-12-18
562 sh
—
WEBER STEVEN P.
Chief Financial Officer
Sale at price 1810.00 per share.
2025-12-17
1,426 sh
$2,581,060
MANOLIS EVA
Director
Conversion of Exercise of derivative security at price 247.82 per share.
2025-12-12
521 sh
$129,114
MANOLIS EVA
Director
Sale at price 1825.83 per share.
2025-12-12
521 sh
$951,257
LEONARD MICHAEL STEPHEN
Officer
2025-12-10
1,382 sh
—
BOWERS THOMAS A
Officer
2025-12-10
4,824 sh
—
WEBER STEVEN P.
Chief Financial Officer
2025-12-10
4,474 sh
—
BEHL NIKHIL
Officer
2025-12-10
3,268 sh
—
DEAL RICHARD S
Officer
2025-12-10
8,027 sh
—