Val
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Gro
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Qua
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Mom
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Sta
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Cap—
P/S8.89
P/E—
Fwd P/E18.55
PEG0.69
52W— – —
RSI—
Target$1445.42 (+46.7%)
Beta1.32
Div—
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Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Its Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. In addition, the company offers analytic and decisioning software comprising FICO Decision Modeler, FICO Blaze Advisor, FICO Xpress Optimization, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Business Outcome Simulator, and FICO Decision Optimizer; pre-configured solutions consisting of FICO Fraud Solutions, FICO Originations, FICO Customer Communication Service, FICO Strategy Director, and FICO TRIAD Customer Manager; and professional services software, including FICO Implementation Services and FICO Analytic Services. It markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.
Signal
Trend Strength
Price Levels
52-Week Range
52W Low
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52W High
Position in Range
—
RSI (14)
0 · Oversold
RSI 39
Overbought · 100
Signal
Neutral
EMA Price Levels
Activity & Patterns
Volume Analysis
Momentum Dashboard
Detected Patterns
4Bullish
5Bearish
0Neutral
Key Signals 1
▲ Inv. Head & Shoulders
Major reversal
2026-07-28 · $1297.8
Inv. H&S neckline ~$1297.80 broken — major bullish reversal
Learn more →
Momentum Signals 8
▲ MACD Bullish Crossover
▲ MACD Bullish Crossover
▲ MACD Bullish Crossover
▼ MACD Bearish Crossover
View overlays on the price chart via Overview tab → Pattern Overlays.
EPS — History & Forecast
Estimate
Beat
Miss
Forecast
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Revenue — History & Forecast
Revenue
Forecast
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EPS Beat Rate
88%
7/8 quarters
Wall Street Consensus
BUY
BuyHoldSell
Price Target Range
$1445.42
+46.7% upside
Low $696
—
High $1750
Consensus
Current price
Wall Street Analyst Ratings
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| Firm | Rating | Change | Action | Date |
|---|
Profitability
Gross Margin
85.10%Last 12 Months
Operating Margin
53.79%Last 12 Months
Return on Equity
N/ALast 12 Months
Revenue Growth
25.70%Year over Year
Free Cash Flow
774.41MLast 12 Months
Free Cash Flow Yield
—Last 12 Months
Balance Sheet
Debt / Equity
N/AMost Recent Quarter
Current Ratio
1.18Most Recent Quarter
Cash
248.44MMost Recent Quarter
Total Debt
5.60BMost Recent Quarter
Net Debt
—Most Recent Quarter
How FICO Makes Its Money
Cash Flow Breakdown
Quarterly Metrics
| Quarter | Revenue | Rev YoY | Gross Profit | Op. Income | Net Income | Net YoY | Gross % | Op % | Net % |
|---|
Full Key Statistics
Valuation
| Market Cap | 21.28B |
| Enterprise Value | 26.63B |
| Trailing P/E | 27.78 |
| Forward P/E | 18.55 |
| PEG Ratio (5yr) | 0.69 |
| Price/Sales (ttm) | 8.89 |
| Price/Book (mrq) | -5.19 |
| EV/Revenue | 11.13 |
| EV/EBITDA | 21.08 |
Share Statistics
| Avg Vol (3m) | 341.21K |
| Shares Outstanding | 21.60M |
| Float | 20.90M |
| % Held by Insiders | 3.02% |
| % Held by Institutions | 102.34% |
| Short Ratio | 5.43 |
| Short % of Float | 10.00% |
Profitability
| Gross Margin | 85.10% |
| Operating Margin (ttm) | 53.79% |
| Profit Margin | 34.05% |
| Return on Assets (ttm) | 39.98% |
| Return on Equity (ttm) | N/A |
Income Statement
| Revenue (ttm) | 2.39B |
| Revenue Growth (yoy) | 25.70% |
| Gross Profit (ttm) | 2.04B |
| EBITDA | 1.26B |
| Net Income (ttm) | 815.02M |
| Diluted EPS (ttm) | 35.47 |
| EPS Growth (yoy) | 41.20% |
Balance Sheet
| Total Cash (mrq) | 248.44M |
| Total Debt (mrq) | 5.60B |
| Debt / Equity (mrq) | N/A |
| Current Ratio (mrq) | 1.18 |
| Book Value / Share | -189.71 |
| Operating CF (ttm) | 1.00B |
| Free Cash Flow (ttm) | 774.41M |
Trading & Dividends
| Beta (5Y) | 1.32 |
| 50-Day MA | 1154.02 |
| 200-Day MA | 1293.06 |
| Fwd Dividend Yield | N/A |
| Payout Ratio | 0.00% |
Dividend History
Payout Ratio (Last 12 Months): 0.00%
Monthly Dividends
Ownership Breakdown
Institutional 102.34%
Insider 3.02%
Short Interest
10.00% of float
High
Institutional 13F Holdings
Famous investors who disclosed a position in FICO in their latest SEC 13F filing.
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Insider Transactions
| Date | Insider | Role | Transaction | Shares | Price | Value |
|---|