FICO · Fair Isaac Corporation

Technology NYQ United States fico.com ↗
Val Gro Qua Mom Sta Cap P/S8.89 P/E Fwd P/E18.55 PEG0.69 52W –  RSI Target$1445.42 (+46.7%) Beta1.32 Div
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Software - Application Bozeman, United States 3,876 employees
Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Its Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. In addition, the company offers analytic and decisioning software comprising FICO Decision Modeler, FICO Blaze Advisor, FICO Xpress Optimization, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Business Outcome Simulator, and FICO Decision Optimizer; pre-configured solutions consisting of FICO Fraud Solutions, FICO Originations, FICO Customer Communication Service, FICO Strategy Director, and FICO TRIAD Customer Manager; and professional services software, including FICO Implementation Services and FICO Analytic Services. It markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.
Signal
Trend Strength
Price Levels
52-Week Range
52W Low 52W High
Position in Range
RSI (14)
0 · Oversold RSI 39 Overbought · 100
Signal Neutral
EMA Price Levels
Activity & Patterns
Volume Analysis
Momentum Dashboard
Detected Patterns
4Bullish
5Bearish
0Neutral

Key Signals 1

▲ Inv. Head & Shoulders Major reversal 2026-07-28 · $1297.8
Inv. H&S neckline ~$1297.80 broken — major bullish reversal
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Momentum Signals 8

▲ MACD Bullish Crossover 2026-06-30 · $1194.78
▲ MACD Bullish Crossover 2026-07-20 · $1263.83
▲ MACD Bullish Crossover 2026-08-19 · $1161.59
▼ MACD Bearish Crossover 2026-06-04 · $1166.7

View overlays on the price chart via Overview tab → Pattern Overlays.

Next Earnings Nov 04, 2026
Beat Rate 88%
Consensus BUY
Analyst Upside +46.7%
EPS — History & Forecast
Estimate Beat Miss Forecast
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Revenue — History & Forecast
Revenue Forecast
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EPS Beat Rate
88% 7/8 quarters
Wall Street Consensus
BUY
14
6
1
BuyHoldSell
Price Target Range
$1445.42 +46.7% upside
Low $696 High $1750
Consensus Current price
Wall Street Analyst Ratings
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Firm Rating Change Action Date
Profitability
Gross Margin 85.10%Last 12 Months
Operating Margin 53.79%Last 12 Months
Return on Equity N/ALast 12 Months
Revenue Growth 25.70%Year over Year
Free Cash Flow 774.41MLast 12 Months
Free Cash Flow Yield Last 12 Months
Balance Sheet
Debt / Equity N/AMost Recent Quarter
Current Ratio 1.18Most Recent Quarter
Cash 248.44MMost Recent Quarter
Total Debt 5.60BMost Recent Quarter
Net Debt Most Recent Quarter
How FICO Makes Its Money
Cash Flow Breakdown
Quarterly Metrics
QuarterRevenueRev YoYGross Profit Op. IncomeNet IncomeNet YoY Gross %Op %Net %
Full Key Statistics
Valuation
Market Cap21.28B
Enterprise Value26.63B
Trailing P/E27.78
Forward P/E18.55
PEG Ratio (5yr)0.69
Price/Sales (ttm)8.89
Price/Book (mrq)-5.19
EV/Revenue11.13
EV/EBITDA21.08
Share Statistics
Avg Vol (3m)341.21K
Shares Outstanding21.60M
Float20.90M
% Held by Insiders3.02%
% Held by Institutions102.34%
Short Ratio5.43
Short % of Float10.00%
Profitability
Gross Margin85.10%
Operating Margin (ttm)53.79%
Profit Margin34.05%
Return on Assets (ttm)39.98%
Return on Equity (ttm)N/A
Income Statement
Revenue (ttm)2.39B
Revenue Growth (yoy)25.70%
Gross Profit (ttm)2.04B
EBITDA1.26B
Net Income (ttm)815.02M
Diluted EPS (ttm)35.47
EPS Growth (yoy)41.20%
Balance Sheet
Total Cash (mrq)248.44M
Total Debt (mrq)5.60B
Debt / Equity (mrq)N/A
Current Ratio (mrq)1.18
Book Value / Share-189.71
Operating CF (ttm)1.00B
Free Cash Flow (ttm)774.41M
Trading & Dividends
Beta (5Y)1.32
50-Day MA1154.02
200-Day MA1293.06
Fwd Dividend YieldN/A
Payout Ratio0.00%
Dividend History
Payout Ratio (Last 12 Months): 0.00%
Monthly Dividends
Ownership Breakdown
Institutional 102.34% Insider 3.02%
Short Interest 10.00% of float
High
Institutional 13F Holdings

Famous investors who disclosed a position in FICO in their latest SEC 13F filing.

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Insider Transactions
Date Insider Role Transaction Shares Price Value