JKHY · Jack Henry & Associates, Inc.
Technology NMS United States jackhenry.com ↗
BEARISH BUY
Val Gro Qua Mom Sta Cap P/S4.55 P/E Fwd P/E22.69 PEG2.07 52W –  RSI Target$185.71 (+15.2%) Beta0.57 Div1.49%
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RSI (14)
Pattern Overlays
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Information Technology Services Monett, United States 7,300 employees
Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services. It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information. The Payments segment offers secure payment processing tools and services, including ATM, automated clearing house origination and remote deposit capture processing, and risk management products and services, as well as debit and credit card processing services, and online and mobile bill pay solutions. The Complementary segment provides software, and hosted processing platforms and services comprising digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions. The Corporate and Other segment offers hardware and other products. It offers specialized financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile solutions to financial services organizations and corporate entities. The company also provides SilverLake system, a system primarily designed for commercial-focused banks; Symitar, a system designed for credit unions; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks. It provides digital products and services under the Banno Digital Platform, and electronic payment solutions; hardware systems; implementation, training, and support and service solutions; data center solutions; and data and transaction processing, and software licensing and related services, as well as professional services. The company was founded in 1976 and is headquartered in Monett, Missouri.
52-Week Range
52W Low 52W High
Position in Range
RSI (14)
0 · Oversold RSI 70 Overbought · 100
Signal Overbought
EMA Price Levels
Volume Analysis
Momentum Dashboard
Trend Strength
Detected Patterns
0Bullish
5Bearish
0Neutral
▼ Bear Flag — Breakdown after -8% pole — bearish continuation
▼ Double Top — Two peaks ~$158.54 — bearish reversal confirmed
▼ Bear Flag — Breakdown after -10% pole — bearish continuation
▼ Bear Flag — Breakdown after -10% pole — bearish continuation
▼ Bear Flag — Breakdown after -11% pole — bearish continuation

View overlays on the price chart via Chart tab → Pattern Overlays.

Next Earnings Aug 18, 2026
Beat Rate 88%
Consensus BUY
Analyst Upside +15.2%
EPS — History & Forecast
Estimate Beat Miss Forecast
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Revenue — History & Forecast
Revenue Forecast
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EPS Beat Rate
88% 7/8 quarters
Wall Street Consensus
BUY
12
4
BuyHoldSell
Price Target Range
$185.71 +15.2% upside
Low $158 High $208
Consensus Current price
Wall Street Analyst Ratings
FirmRatingChangeActionDate
Barclays Overweight ● Initiate 2026-07-08
RBC Capital Outperform ↔ Maintain 2026-06-18
DA Davidson Buy ↔ Maintain 2026-05-13
Goldman Sachs Neutral ↔ Maintain 2026-05-07
Loop Capital Buy ● Initiate 2026-03-31
Wells Fargo Overweight Equal-Weight Overweight ▲ Upgrade 2026-02-17
Morgan Stanley Equal-Weight ↔ Maintain 2026-02-05
UBS Neutral ↔ Maintain 2026-01-08
Wolfe Research Outperform Peer Perform Outperform ▲ Upgrade 2026-01-08
Baird Neutral ↔ Maintain 2025-12-15
Keefe, Bruyette & Woods Outperform Market Perform Outperform ▲ Upgrade 2025-12-08
Compass Point Buy Neutral Buy ▲ Upgrade 2025-11-06
Barclays 2026-07-08
Overweight ● Initiate
RBC Capital 2026-06-18
Outperform ↔ Maintain
DA Davidson 2026-05-13
Buy ↔ Maintain
Goldman Sachs 2026-05-07
Neutral ↔ Maintain
Loop Capital 2026-03-31
Buy ● Initiate
Wells Fargo 2026-02-17
Overweight (from Equal-Weight) ▲ Upgrade
Morgan Stanley 2026-02-05
Equal-Weight ↔ Maintain
UBS 2026-01-08
Neutral ↔ Maintain
Wolfe Research 2026-01-08
Outperform (from Peer Perform) ▲ Upgrade
Baird 2025-12-15
Neutral ↔ Maintain
Keefe, Bruyette & Woods 2025-12-08
Outperform (from Market Perform) ▲ Upgrade
Compass Point 2025-11-06
Buy (from Neutral) ▲ Upgrade
Profitability
Gross Margin 44.06%TTM
Op. Margin 24.37%TTM
ROE 24.89%TTM
Rev. Growth 8.70%YoY
Free Cash Flow 373.41MTTM
FCF Yield TTM
Balance Sheet
Debt / Equity 6.40MRQ
Current Ratio 1.74MRQ
Cash 20.57MMRQ
Total Debt 136.59MMRQ
Net Debt MRQ
Income
Div. Yield 1.49%TTM
Annual Rate 2.38Fwd
Payout Ratio 32.82%TTM
Dividend History
Payout Ratio (TTM): 32.82%
DateAmount / ShareYield at Payment
2026-06-01 $0.6100 0.43%
2026-03-05 $0.6100 0.37%
2025-12-02 $0.5800 0.34%
2025-09-05 $0.5800 0.36%
2025-05-29 $0.5800 0.33%
2025-03-06 $0.5800 0.32%
2024-12-02 $0.5500 0.32%
2024-09-06 $0.5500 0.33%
2024-05-24 $0.5500 0.34%
2024-03-07 $0.5500 0.33%
2023-11-30 $0.5200 0.34%
2023-09-07 $0.5200 0.36%
2023-05-25 $0.5200 0.36%
2023-03-07 $0.5200 0.33%
2022-11-30 $0.4900 0.27%
2022-09-08 $0.4900 0.26%
2022-05-26 $0.4900 0.28%
2022-03-07 $0.4900 0.28%
2021-12-02 $0.4600 0.32%
2021-09-08 $0.4600 0.28%
2021-05-27 $0.4600 0.32%
2021-03-05 $0.4600 0.32%
2020-12-01 $0.4300 0.29%
2020-09-08 $0.4300 0.29%
2020-05-27 $0.4300 0.26%
2020-02-28 $0.4300 0.31%
2019-11-29 $0.4000 0.28%
2019-09-06 $0.4000 0.29%
2019-05-22 $0.4000 0.32%
2019-02-28 $0.4000 0.33%
2018-11-30 $0.3700 0.29%
2018-09-10 $0.3700 0.25%
2018-05-22 $0.3700 0.34%
2018-02-28 $0.3700 0.35%
2017-11-29 $0.3100 0.30%
2017-09-07 $0.3100 0.34%
2017-05-22 $0.3100 0.34%
2017-02-28 $0.3100 0.37%
2016-11-29 $0.2800 0.36%
2016-09-02 $0.2800 0.35%
How JKHY Makes Its Money
Cash Flow Breakdown
Quarterly Metrics
QuarterRevenueRev YoYGross Profit Op. IncomeNet IncomeNet YoY Gross %Op %Net %
Full Key Statistics
Valuation
Market Cap11.45B
Enterprise Value11.57B
Trailing P/E22.48
Forward P/E22.69
PEG Ratio (5yr)2.07
Price/Sales (ttm)4.55
Price/Book (mrq)5.38
EV/Revenue4.60
EV/EBITDA16.17
Share Statistics
Avg Vol (3m)1.57M
Shares Outstanding71.05M
Float70.58M
% Held by Insiders0.59%
% Held by Institutions106.80%
Short Ratio2.80
Short % of Float7.89%
Profitability
Gross Margin44.06%
Operating Margin (ttm)24.37%
Profit Margin20.64%
Return on Assets (ttm)13.66%
Return on Equity (ttm)24.89%
Income Statement
Revenue (ttm)2.52B
Revenue Growth (yoy)8.70%
Gross Profit (ttm)1.11B
EBITDA715.41M
Net Income (ttm)519.15M
Diluted EPS (ttm)7.17
EPS Growth (yoy)12.50%
Balance Sheet
Total Cash (mrq)20.57M
Total Debt (mrq)136.59M
Debt / Equity (mrq)6.40
Current Ratio (mrq)1.74
Book Value / Share29.98
Operating CF (ttm)786.40M
Free Cash Flow (ttm)373.41M
Trading & Dividends
Beta (5Y)0.57
50-Day MA139.01
200-Day MA159.30
Fwd Dividend Yield151.00%
Payout Ratio32.82%
Ownership Breakdown
Institutional 106.80% Insider 0.59%
Short Interest 7.89% of float
Moderate
Institutional 13F Holdings

Famous investors who disclosed a position in JKHY in their latest SEC 13F filing.

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Insider Transactions
DateInsiderRoleTransactionSharesValue
2026-07-14 FOSS DAVID B Director 1,220
2026-05-14 ADELSON GREGORY R. Chief Executive Officer Purchase at price 133.42 per share. 2,000 $266,840
2026-05-14 CARSLEY MIMI Chief Financial Officer Purchase at price 134.12 per share. 375 $50,295
2026-02-12 FLANIGAN MATTHEW C Director Stock Gift at price 0.00 per share. 440
2025-12-31 MCLACHLAN SHANON G. Chief Operating Officer 183
2025-12-15 SWEARINGEN RENEE ANN Officer Stock Gift at price 0.00 per share. 200
2025-12-01 FOSS DAVID B Director Sale at price 174.92 per share. 20,000 $3,498,400
2025-11-11 WIMSETT THOMAS A Director 1,159
2025-11-11 CAMPBELL CURTIS A Director Conversion of Exercise of derivative security at price 165.73 per share. 1,159 $192,081
2025-11-11 LOCASCIO TAMMY S. Director 1,159
2025-11-11 NELSON LISA M Director 1,159
2025-11-11 FLANIGAN MATTHEW C Director 1,159
2025-11-11 BROWN WESLEY A Director 1,159
2025-11-11 WILSON THOMAS HAMPTON JR. Director 1,159
2025-11-11 MIYASHIRO SHRUTI S Director 1,159
2025-11-10 MCLACHLAN SHANON G. Chief Operating Officer Sale at price 160.83 per share. 227 $36,508
2025-08-28 FOSS DAVID B Director Stock Award(Grant) at price 0.00 per share. 14,623
2025-08-28 MORGAN CRAIG KEITH Officer Stock Award(Grant) at price 0.00 per share. 1,677
2025-08-28 ADELSON GREGORY R. Chief Executive Officer Stock Award(Grant) at price 0.00 per share. 2,522
2025-08-28 CARSLEY MIMI Chief Financial Officer Stock Award(Grant) at price 0.00 per share. 1,852
2025-08-28 SWEARINGEN RENEE ANN Officer Stock Award(Grant) at price 0.00 per share. 527
2025-08-28 MCLACHLAN SHANON G. Chief Operating Officer Stock Award(Grant) at price 0.00 per share. 263
2025-08-04 FOSS DAVID B Director Sale at price 167.28 per share. 5,780 $966,878
2025-08-04 CARSLEY MIMI Chief Financial Officer 2,070
2025-08-04 SWEARINGEN RENEE ANN Officer 605
FOSS DAVID B Director
2026-07-14 1,220 sh
ADELSON GREGORY R. Chief Executive Officer
Purchase at price 133.42 per share.
2026-05-14 2,000 sh $266,840
CARSLEY MIMI Chief Financial Officer
Purchase at price 134.12 per share.
2026-05-14 375 sh $50,295
FLANIGAN MATTHEW C Director
Stock Gift at price 0.00 per share.
2026-02-12 440 sh
MCLACHLAN SHANON G. Chief Operating Officer
2025-12-31 183 sh
SWEARINGEN RENEE ANN Officer
Stock Gift at price 0.00 per share.
2025-12-15 200 sh
FOSS DAVID B Director
Sale at price 174.92 per share.
2025-12-01 20,000 sh $3,498,400
WIMSETT THOMAS A Director
2025-11-11 1,159 sh
CAMPBELL CURTIS A Director
Conversion of Exercise of derivative security at price 165.73 per share.
2025-11-11 1,159 sh $192,081
LOCASCIO TAMMY S. Director
2025-11-11 1,159 sh
NELSON LISA M Director
2025-11-11 1,159 sh
FLANIGAN MATTHEW C Director
2025-11-11 1,159 sh
BROWN WESLEY A Director
2025-11-11 1,159 sh
WILSON THOMAS HAMPTON JR. Director
2025-11-11 1,159 sh
MIYASHIRO SHRUTI S Director
2025-11-11 1,159 sh
MCLACHLAN SHANON G. Chief Operating Officer
Sale at price 160.83 per share.
2025-11-10 227 sh $36,508
FOSS DAVID B Director
Stock Award(Grant) at price 0.00 per share.
2025-08-28 14,623 sh
MORGAN CRAIG KEITH Officer
Stock Award(Grant) at price 0.00 per share.
2025-08-28 1,677 sh
ADELSON GREGORY R. Chief Executive Officer
Stock Award(Grant) at price 0.00 per share.
2025-08-28 2,522 sh
CARSLEY MIMI Chief Financial Officer
Stock Award(Grant) at price 0.00 per share.
2025-08-28 1,852 sh
SWEARINGEN RENEE ANN Officer
Stock Award(Grant) at price 0.00 per share.
2025-08-28 527 sh
MCLACHLAN SHANON G. Chief Operating Officer
Stock Award(Grant) at price 0.00 per share.
2025-08-28 263 sh
FOSS DAVID B Director
Sale at price 167.28 per share.
2025-08-04 5,780 sh $966,878
CARSLEY MIMI Chief Financial Officer
2025-08-04 2,070 sh
SWEARINGEN RENEE ANN Officer
2025-08-04 605 sh