Val
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Gro
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Qua
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Mom
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Sta
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Cap—
P/S4.44
P/E—
Fwd P/E20.59
PEG1.93
52W— – —
RSI—
Target$191.53 (+18.9%)
Beta0.56
Div1.47%
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Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services in the United States. It operates through four segments: Core, Payments, Complementary, and Corporate Services. The Core segment provides core information processing platforms to banks and credit unions, which consists of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information. The Payments segment offers secure payment processing tools and services, including ATM, money movement and embedded payment capabilities, remote deposit capture processing, and risk management products and services, as well as debit and credit card processing services, and online and mobile bill pay solutions. The Complementary segment provides software, and hosted processing platforms and services comprising digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions. The Corporate Services segment offers hardware and other products. It offers specialized financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile solutions to financial services organizations and corporate entities. The company also provides SilverLake system, a system primarily designed for commercial-focused banks; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks; and Symitar, a system designed for credit unions. It provides digital products and services under the Banno Digital Platform, and electronic payment solutions; hardware systems; implementation, training, and support and services; and data and transaction processing, and software licensing and related services, as well as professional services. The company was founded in 1976 and is headquartered in Monett, Missouri.
Signal
Trend Strength
Price Levels
52-Week Range
52W Low
—
52W High
Position in Range
—
RSI (14)
0 · Oversold
RSI 49
Overbought · 100
Signal
Neutral
EMA Price Levels
Activity & Patterns
Volume Analysis
Momentum Dashboard
Detected Patterns
6Bullish
7Bearish
0Neutral
Key Signals 1
▲ Double Bottom
Major reversal
2026-08-19 · $162.96
Two lows ~$146.78 — bullish reversal confirmed
Learn more →
Momentum Signals 12
▲ MACD Bullish Crossover
▲ MACD Bullish Crossover
▲ MACD Bullish Crossover
▲ Bull Flag
View overlays on the price chart via Overview tab → Pattern Overlays.
EPS — History & Forecast
Estimate
Beat
Miss
Forecast
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Revenue — History & Forecast
Revenue
Forecast
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EPS Beat Rate
88%
7/8 quarters
Wall Street Consensus
BUY
BuyHoldSell
Price Target Range
$191.53
+18.9% upside
Low $170
—
High $215
Consensus
Current price
Wall Street Analyst Ratings
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| Firm | Rating | Change | Action | Date |
|---|
Profitability
Gross Margin
43.90%Last 12 Months
Operating Margin
22.50%Last 12 Months
Return on Equity
24.04%Last 12 Months
Revenue Growth
4.70%Year over Year
Free Cash Flow
352.22MLast 12 Months
Free Cash Flow Yield
—Last 12 Months
Balance Sheet
Debt / Equity
3.79Most Recent Quarter
Current Ratio
1.17Most Recent Quarter
Cash
12.06MMost Recent Quarter
Total Debt
77.82MMost Recent Quarter
Net Debt
—Most Recent Quarter
How JKHY Makes Its Money
Cash Flow Breakdown
Quarterly Metrics
| Quarter | Revenue | Rev YoY | Gross Profit | Op. Income | Net Income | Net YoY | Gross % | Op % | Net % |
|---|
Full Key Statistics
Valuation
| Market Cap | 11.30B |
| Enterprise Value | 11.36B |
| Trailing P/E | 23.08 |
| Forward P/E | 20.59 |
| PEG Ratio (5yr) | 1.93 |
| Price/Sales (ttm) | 4.44 |
| Price/Book (mrq) | 5.50 |
| EV/Revenue | 4.47 |
| EV/EBITDA | 16.18 |
Share Statistics
| Avg Vol (3m) | 1.21M |
| Shares Outstanding | 70.11M |
| Float | 69.63M |
| % Held by Insiders | 0.61% |
| % Held by Institutions | 102.67% |
| Short Ratio | 4.49 |
| Short % of Float | 7.08% |
Profitability
| Gross Margin | 43.90% |
| Operating Margin (ttm) | 22.50% |
| Profit Margin | 19.76% |
| Return on Assets (ttm) | 12.99% |
| Return on Equity (ttm) | 24.04% |
Income Statement
| Revenue (ttm) | 2.54B |
| Revenue Growth (yoy) | 4.70% |
| Gross Profit (ttm) | 1.12B |
| EBITDA | 702.21M |
| Net Income (ttm) | 502.78M |
| Diluted EPS (ttm) | 6.98 |
| EPS Growth (yoy) | -10.40% |
Balance Sheet
| Total Cash (mrq) | 12.06M |
| Total Debt (mrq) | 77.82M |
| Debt / Equity (mrq) | 3.79 |
| Current Ratio (mrq) | 1.17 |
| Book Value / Share | 29.28 |
| Operating CF (ttm) | 761.96M |
| Free Cash Flow (ttm) | 352.22M |
Trading & Dividends
| Beta (5Y) | 0.56 |
| 50-Day MA | 156.56 |
| 200-Day MA | 159.85 |
| Fwd Dividend Yield | 1.51% |
| Payout Ratio | 34.10% |
Income
Dividend Yield
1.47%Last 12 Months
Annual Rate
2.44Forward
Payout Ratio
34.10%Last 12 Months
Dividend History
Payout Ratio (Last 12 Months): 34.10%
Monthly Dividends
Ownership Breakdown
Institutional 102.67%
Insider 0.61%
Short Interest
7.08% of float
Moderate
Institutional 13F Holdings
Famous investors who disclosed a position in JKHY in their latest SEC 13F filing.
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Insider Transactions
| Date | Insider | Role | Transaction | Shares | Price | Value |
|---|