JKHY · Jack Henry & Associates, Inc.

Technology NMS United States jackhenry.com ↗
Val Gro Qua Mom Sta Cap P/S4.44 P/E Fwd P/E20.59 PEG1.93 52W –  RSI Target$191.53 (+18.9%) Beta0.56 Div1.47%
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Information Technology Services Monett, United States 7,300 employees
Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services in the United States. It operates through four segments: Core, Payments, Complementary, and Corporate Services. The Core segment provides core information processing platforms to banks and credit unions, which consists of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information. The Payments segment offers secure payment processing tools and services, including ATM, money movement and embedded payment capabilities, remote deposit capture processing, and risk management products and services, as well as debit and credit card processing services, and online and mobile bill pay solutions. The Complementary segment provides software, and hosted processing platforms and services comprising digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions. The Corporate Services segment offers hardware and other products. It offers specialized financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile solutions to financial services organizations and corporate entities. The company also provides SilverLake system, a system primarily designed for commercial-focused banks; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks; and Symitar, a system designed for credit unions. It provides digital products and services under the Banno Digital Platform, and electronic payment solutions; hardware systems; implementation, training, and support and services; and data and transaction processing, and software licensing and related services, as well as professional services. The company was founded in 1976 and is headquartered in Monett, Missouri.
Signal
Trend Strength
Price Levels
52-Week Range
52W Low 52W High
Position in Range
RSI (14)
0 · Oversold RSI 49 Overbought · 100
Signal Neutral
EMA Price Levels
Activity & Patterns
Volume Analysis
Momentum Dashboard
Detected Patterns
6Bullish
7Bearish
0Neutral

Key Signals 1

▲ Double Bottom Major reversal 2026-08-19 · $162.96
Two lows ~$146.78 — bullish reversal confirmed
Learn more →

Momentum Signals 12

▲ MACD Bullish Crossover 2026-06-01 · $140.2
▲ MACD Bullish Crossover 2026-06-15 · $130.35
▲ MACD Bullish Crossover 2026-07-28 · $157.43
▲ Bull Flag 2026-08-19 · $159.3

View overlays on the price chart via Overview tab → Pattern Overlays.

Next Earnings Nov 03, 2026
Beat Rate 88%
Consensus BUY
Analyst Upside +18.9%
EPS — History & Forecast
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Revenue — History & Forecast
Revenue Forecast
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EPS Beat Rate
88% 7/8 quarters
Wall Street Consensus
BUY
12
5
BuyHoldSell
Price Target Range
$191.53 +18.9% upside
Low $170 High $215
Consensus Current price
Wall Street Analyst Ratings
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Firm Rating Change Action Date
Profitability
Gross Margin 43.90%Last 12 Months
Operating Margin 22.50%Last 12 Months
Return on Equity 24.04%Last 12 Months
Revenue Growth 4.70%Year over Year
Free Cash Flow 352.22MLast 12 Months
Free Cash Flow Yield Last 12 Months
Balance Sheet
Debt / Equity 3.79Most Recent Quarter
Current Ratio 1.17Most Recent Quarter
Cash 12.06MMost Recent Quarter
Total Debt 77.82MMost Recent Quarter
Net Debt Most Recent Quarter
How JKHY Makes Its Money
Cash Flow Breakdown
Quarterly Metrics
QuarterRevenueRev YoYGross Profit Op. IncomeNet IncomeNet YoY Gross %Op %Net %
Full Key Statistics
Valuation
Market Cap11.30B
Enterprise Value11.36B
Trailing P/E23.08
Forward P/E20.59
PEG Ratio (5yr)1.93
Price/Sales (ttm)4.44
Price/Book (mrq)5.50
EV/Revenue4.47
EV/EBITDA16.18
Share Statistics
Avg Vol (3m)1.21M
Shares Outstanding70.11M
Float69.63M
% Held by Insiders0.61%
% Held by Institutions102.67%
Short Ratio4.49
Short % of Float7.08%
Profitability
Gross Margin43.90%
Operating Margin (ttm)22.50%
Profit Margin19.76%
Return on Assets (ttm)12.99%
Return on Equity (ttm)24.04%
Income Statement
Revenue (ttm)2.54B
Revenue Growth (yoy)4.70%
Gross Profit (ttm)1.12B
EBITDA702.21M
Net Income (ttm)502.78M
Diluted EPS (ttm)6.98
EPS Growth (yoy)-10.40%
Balance Sheet
Total Cash (mrq)12.06M
Total Debt (mrq)77.82M
Debt / Equity (mrq)3.79
Current Ratio (mrq)1.17
Book Value / Share29.28
Operating CF (ttm)761.96M
Free Cash Flow (ttm)352.22M
Trading & Dividends
Beta (5Y)0.56
50-Day MA156.56
200-Day MA159.85
Fwd Dividend Yield1.51%
Payout Ratio34.10%
Income
Dividend Yield 1.47%Last 12 Months
Annual Rate 2.44Forward
Payout Ratio 34.10%Last 12 Months
Dividend History
Payout Ratio (Last 12 Months): 34.10%
Monthly Dividends
Ownership Breakdown
Institutional 102.67% Insider 0.61%
Short Interest 7.08% of float
Moderate
Institutional 13F Holdings

Famous investors who disclosed a position in JKHY in their latest SEC 13F filing.

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Insider Transactions
Date Insider Role Transaction Shares Price Value