Val
—
Gro
—
Qua
—
Mom
—
Sta
—
Cap—
P/S1.46
P/E—
Fwd P/E10.08
PEG1.01
52W— – —
RSI—
Target$53.83 (-7.7%)
BetaN/A
Div0.48%
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RSI (14)
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PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide. The company operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, consumer credit and debit products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Hyperwallet, Honey, and Paidy names. The company was founded in 1998 and is headquartered in San Jose, California.
52-Week Range
52W Low
—
52W High
Position in Range
—
RSI (14)
0 · Oversold
RSI 78
Overbought · 100
Signal
Overbought
EMA Price Levels
Volume Analysis
Momentum Dashboard
Trend Strength
Detected Patterns
3Bullish
2Bearish
0Neutral
▲ Inv. Head & Shoulders — Inv. H&S neckline ~$45.28 broken — major bullish reversal
▲ Bull Flag — Breakout after +8% pole — bullish continuation
▲ Bull Flag — Breakout after +36% pole — bullish continuation
▼ Bear Flag — Breakdown after -10% pole — bearish continuation
▼ Bear Flag — Breakdown after -13% pole — bearish continuation
View overlays on the price chart via Chart tab → Pattern Overlays.
EPS — History & Forecast
Estimate
Beat
Miss
Forecast
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Revenue — History & Forecast
Revenue
Forecast
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EPS Beat Rate
88%
7/8 quarters
Wall Street Consensus
HOLD
BuyHoldSell
Price Target Range
$53.83
-7.7% upside
Low $32
—
High $147
Consensus
Current price
Wall Street Analyst Ratings
| Firm | Rating | Change | Action | Date |
|---|---|---|---|---|
| JP Morgan | Neutral | — | ↔ Maintain | 2026-07-29 |
| TD Cowen | Hold | — | ↔ Maintain | 2026-07-29 |
| RBC Capital | Outperform | — | ↔ Maintain | 2026-07-29 |
| Susquehanna | Positive | — | ↔ Maintain | 2026-07-29 |
| Wells Fargo | Equal-Weight | — | ↔ Maintain | 2026-07-29 |
| BMO Capital | Market Perform | — | ↔ Maintain | 2026-07-29 |
| Macquarie | Neutral | — | ↔ Maintain | 2026-07-29 |
| Citigroup | Neutral | — | ↔ Maintain | 2026-07-29 |
| Mizuho | Neutral | — | ↔ Maintain | 2026-07-29 |
| Keefe, Bruyette & Woods | Outperform | — | ↔ Maintain | 2026-07-29 |
| Barclays | Equal-Weight | — | ↔ Maintain | 2026-07-29 |
| Baird | Neutral | — | ↔ Maintain | 2026-07-29 |
| Canaccord Genuity | Hold | — | ↔ Maintain | 2026-07-29 |
| Truist Securities | Hold | Sell → Hold | ▲ Upgrade | 2026-07-24 |
| Goldman Sachs | Sell | — | ↔ Maintain | 2026-07-09 |
| Piper Sandler | Neutral | — | ↔ Maintain | 2026-06-30 |
| UBS | Neutral | — | ↔ Maintain | 2026-05-06 |
| Needham | Hold | — | ↔ Reiterate | 2026-05-05 |
| B of A Securities | Neutral | — | ↔ Maintain | 2026-04-21 |
| Loop Capital | Hold | — | ● Initiate | 2026-03-31 |
| KGI Securities | Neutral | Outperform → Neutral | ▼ Downgrade | 2026-03-02 |
| Cantor Fitzgerald | Neutral | — | ↔ Maintain | 2026-02-09 |
| Morgan Stanley | Underweight | — | ↔ Maintain | 2026-02-04 |
| Citizens | Market Perform | Market Outperform → Market Perform | ▼ Downgrade | 2026-02-04 |
| Evercore ISI Group | In-Line | — | ↔ Maintain | 2026-02-04 |
| BTIG | Neutral | — | ↔ Reiterate | 2026-02-03 |
| Daiwa Capital | Neutral | Outperform → Neutral | ▼ Downgrade | 2026-01-13 |
JP Morgan
2026-07-29
Neutral
↔ Maintain
TD Cowen
2026-07-29
Hold
↔ Maintain
RBC Capital
2026-07-29
Outperform
↔ Maintain
Susquehanna
2026-07-29
Positive
↔ Maintain
Wells Fargo
2026-07-29
Equal-Weight
↔ Maintain
BMO Capital
2026-07-29
Market Perform
↔ Maintain
Macquarie
2026-07-29
Neutral
↔ Maintain
Citigroup
2026-07-29
Neutral
↔ Maintain
Mizuho
2026-07-29
Neutral
↔ Maintain
Keefe, Bruyette & Woods
2026-07-29
Outperform
↔ Maintain
Barclays
2026-07-29
Equal-Weight
↔ Maintain
Baird
2026-07-29
Neutral
↔ Maintain
Canaccord Genuity
2026-07-29
Hold
↔ Maintain
Truist Securities
2026-07-24
Hold
(from Sell)
▲ Upgrade
Goldman Sachs
2026-07-09
Sell
↔ Maintain
Piper Sandler
2026-06-30
Neutral
↔ Maintain
UBS
2026-05-06
Neutral
↔ Maintain
Needham
2026-05-05
Hold
↔ Reiterate
B of A Securities
2026-04-21
Neutral
↔ Maintain
Loop Capital
2026-03-31
Hold
● Initiate
KGI Securities
2026-03-02
Neutral
(from Outperform)
▼ Downgrade
Cantor Fitzgerald
2026-02-09
Neutral
↔ Maintain
Morgan Stanley
2026-02-04
Underweight
↔ Maintain
Citizens
2026-02-04
Market Perform
(from Market Outperform)
▼ Downgrade
Evercore ISI Group
2026-02-04
In-Line
↔ Maintain
BTIG
2026-02-03
Neutral
↔ Reiterate
Daiwa Capital
2026-01-13
Neutral
(from Outperform)
▼ Downgrade
Profitability
Gross Margin
40.48%TTM
Op. Margin
16.97%TTM
ROE
24.50%TTM
Rev. Growth
4.80%YoY
Free Cash Flow
4.62BTTM
FCF Yield
—TTM
Balance Sheet
Debt / Equity
67.61MRQ
Current Ratio
1.29MRQ
Cash
11.26BMRQ
Total Debt
13.40BMRQ
Net Debt
—MRQ
Income
Div. Yield
0.48%TTM
Annual Rate
0.56Fwd
Payout Ratio
5.25%TTM
Dividend History
Payout Ratio (TTM): 5.25%
| Date | Amount / Share | Yield at Payment |
|---|---|---|
| 2026-06-04 | $0.1400 | 0.33% |
| 2026-03-04 | $0.1400 | 0.30% |
| 2025-11-19 | $0.1400 | 0.23% |
How PYPL Makes Its Money
Cash Flow Breakdown
Quarterly Metrics
| Quarter | Revenue | Rev YoY | Gross Profit | Op. Income | Net Income | Net YoY | Gross % | Op % | Net % |
|---|
Full Key Statistics
Valuation
| Market Cap | 49.92B |
| Enterprise Value | 52.44B |
| Trailing P/E | 10.95 |
| Forward P/E | 10.08 |
| PEG Ratio (5yr) | 1.01 |
| Price/Sales (ttm) | 1.46 |
| Price/Book (mrq) | 2.60 |
| EV/Revenue | 1.54 |
| EV/EBITDA | 8.03 |
Share Statistics
| Avg Vol (3m) | 17.56M |
| Shares Outstanding | 855.46M |
| Float | 859.95M |
| % Held by Insiders | 0.68% |
| % Held by Institutions | 79.83% |
| Short Ratio | 2.77 |
| Short % of Float | 6.92% |
Profitability
| Gross Margin | 40.48% |
| Operating Margin (ttm) | 16.97% |
| Profit Margin | 14.36% |
| Return on Assets (ttm) | 4.68% |
| Return on Equity (ttm) | 24.50% |
Income Statement
| Revenue (ttm) | 34.13B |
| Revenue Growth (yoy) | 4.80% |
| Gross Profit (ttm) | 13.81B |
| EBITDA | 6.54B |
| Net Income (ttm) | 4.90B |
| Diluted EPS (ttm) | 5.33 |
| EPS Growth (yoy) | -3.10% |
Balance Sheet
| Total Cash (mrq) | 11.26B |
| Total Debt (mrq) | 13.40B |
| Debt / Equity (mrq) | 67.61 |
| Current Ratio (mrq) | 1.29 |
| Book Value / Share | 22.45 |
| Operating CF (ttm) | 7.47B |
| Free Cash Flow (ttm) | 4.62B |
Trading & Dividends
| Beta (5Y) | N/A |
| 50-Day MA | 46.51 |
| 200-Day MA | 52.25 |
| Fwd Dividend Yield | 96.00% |
| Payout Ratio | 5.25% |
Ownership Breakdown
Institutional 79.83%
Insider 0.68%
Public 19.5%
Short Interest
6.92% of float
Moderate
Institutional 13F Holdings
Famous investors who disclosed a position in PYPL in their latest SEC 13F filing.
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Insider Transactions
| Date | Insider | Role | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-07-15 | KELLER FRANK | Officer | 1,639 | — | |
| 2026-07-15 | NATALI CHRIS | Officer | 2,726 | — | |
| 2026-07-15 | WEBSTER AARON JAMES | Officer | 8,523 | — | |
| 2026-06-15 | MILLER JAMIE S | Officer | 12,004 | — | |
| 2026-06-15 | MILLER JAMIE S | Officer | 12,004 | — | |
| 2026-06-03 | KEREERE SUZAN | Officer | Sale at price 42.79 per share. | 3,379 | $144,579 |
| 2026-06-03 | NATALI CHRIS | Officer | Sale at price 42.65 per share. | 552 | $23,543 |
| 2026-06-03 | KELLER FRANK | Officer | Sale at price 42.54 per share. | 4,612 | $196,194 |
| 2026-06-01 | MILLER JAMIE S | Chief Operating Officer | 7,415 | — | |
| 2026-06-01 | KELLER FRANK | Officer | 10,321 | — | |
| 2026-06-01 | KEREERE SUZAN | Officer | 6,903 | — | |
| 2026-06-01 | NATALI CHRIS | Officer | 1,126 | — | |
| 2026-06-01 | WEBSTER AARON JAMES | Officer | 4,602 | — | |
| 2026-05-19 | KEREERE SUZAN | Officer | Sale at price 44.16 - 44.86 per share. | 4,162 | $183,944 |
| 2026-05-19 | MOFFETT DAVID M | Director | Stock Award(Grant) at price 0.00 per share. | 6,275 | — |
| 2026-05-19 | DI SIBIO CARMINE | Director | Stock Award(Grant) at price 0.00 per share. | 6,275 | — |
| 2026-05-19 | CHIK JOY | Director | Stock Award(Grant) at price 0.00 per share. | 6,275 | — |
| 2026-05-19 | HENRY ALYSSA | Director | Stock Award(Grant) at price 0.00 per share. | 6,275 | — |
| 2026-05-19 | MESSEMER DEBORAH M | Director | Stock Award(Grant) at price 0.00 per share. | 6,275 | — |
| 2026-05-19 | DORMAN DAVID WYATT | Director | Stock Award(Grant) at price 0.00 per share. | 8,271 | — |
| 2026-05-19 | YEARY FRANK D | Director | Stock Award(Grant) at price 0.00 per share. | 6,275 | — |
| 2026-05-19 | STANLEY DEIRDRE | Director | Stock Award(Grant) at price 0.00 per share. | 6,275 | — |
| 2026-05-19 | CHRISTODORO JONATHAN | Director | Stock Award(Grant) at price 0.00 per share. | 6,275 | — |
| 2026-05-19 | SARNOFF ANN M | Director | Stock Award(Grant) at price 0.00 per share. | 6,275 | — |
| 2026-05-15 | KEREERE SUZAN | Officer | 8,504 | — |
KELLER FRANK
Officer
2026-07-15
1,639 sh
—
NATALI CHRIS
Officer
2026-07-15
2,726 sh
—
WEBSTER AARON JAMES
Officer
2026-07-15
8,523 sh
—
MILLER JAMIE S
Officer
2026-06-15
12,004 sh
—
MILLER JAMIE S
Officer
2026-06-15
12,004 sh
—
KEREERE SUZAN
Officer
Sale at price 42.79 per share.
2026-06-03
3,379 sh
$144,579
NATALI CHRIS
Officer
Sale at price 42.65 per share.
2026-06-03
552 sh
$23,543
KELLER FRANK
Officer
Sale at price 42.54 per share.
2026-06-03
4,612 sh
$196,194
MILLER JAMIE S
Chief Operating Officer
2026-06-01
7,415 sh
—
KELLER FRANK
Officer
2026-06-01
10,321 sh
—
KEREERE SUZAN
Officer
2026-06-01
6,903 sh
—
NATALI CHRIS
Officer
2026-06-01
1,126 sh
—
WEBSTER AARON JAMES
Officer
2026-06-01
4,602 sh
—
KEREERE SUZAN
Officer
Sale at price 44.16 - 44.86 per share.
2026-05-19
4,162 sh
$183,944
MOFFETT DAVID M
Director
Stock Award(Grant) at price 0.00 per share.
2026-05-19
6,275 sh
—
DI SIBIO CARMINE
Director
Stock Award(Grant) at price 0.00 per share.
2026-05-19
6,275 sh
—
CHIK JOY
Director
Stock Award(Grant) at price 0.00 per share.
2026-05-19
6,275 sh
—
HENRY ALYSSA
Director
Stock Award(Grant) at price 0.00 per share.
2026-05-19
6,275 sh
—
MESSEMER DEBORAH M
Director
Stock Award(Grant) at price 0.00 per share.
2026-05-19
6,275 sh
—
DORMAN DAVID WYATT
Director
Stock Award(Grant) at price 0.00 per share.
2026-05-19
8,271 sh
—
YEARY FRANK D
Director
Stock Award(Grant) at price 0.00 per share.
2026-05-19
6,275 sh
—
STANLEY DEIRDRE
Director
Stock Award(Grant) at price 0.00 per share.
2026-05-19
6,275 sh
—
CHRISTODORO JONATHAN
Director
Stock Award(Grant) at price 0.00 per share.
2026-05-19
6,275 sh
—
SARNOFF ANN M
Director
Stock Award(Grant) at price 0.00 per share.
2026-05-19
6,275 sh
—
KEREERE SUZAN
Officer
2026-05-15
8,504 sh
—