Val
—
Gro
—
Qua
—
Mom
—
Sta
—
Cap—
P/S1.66
P/E—
Fwd P/E12.90
PEG2.36
52W— – —
RSI—
Target$357.83 (-8.0%)
Beta0.47
Div1.15%
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RSI (14)
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The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United States, Canada, and internationally. It operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, commercial property and automobile, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products. This segment operates through select accounts, which serve small businesses; middle accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and others that serve large and mid-sized customers, commercial trucking industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, and program managers. The Bond & Specialty Insurance segment provides surety, fidelity, management and professional liability, and other property and casualty coverages and related risk management services through independent agencies and brokers. The Personal Insurance segment offers property and casualty insurance covering personal risks, primarily automobile and homeowners' insurance to individuals. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York.
52-Week Range
52W Low
—
52W High
Position in Range
—
RSI (14)
0 · Oversold
RSI 74
Overbought · 100
Signal
Overbought
EMA Price Levels
Volume Analysis
Momentum Dashboard
Trend Strength
Detected Patterns
4Bullish
1Bearish
0Neutral
▲ Double Bottom — Two lows ~$287.33 — bullish reversal confirmed
▲ Double Bottom — Two lows ~$288.26 — bullish reversal confirmed
▲ Bull Flag — Breakout after +11% pole — bullish continuation
▲ Bull Flag — Breakout after +14% pole — bullish continuation
▼ Double Top — Two peaks ~$309.43 — bearish reversal confirmed
View overlays on the price chart via Chart tab → Pattern Overlays.
EPS — History & Forecast
Estimate
Beat
Miss
Forecast
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Revenue — History & Forecast
Revenue
Forecast
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EPS Beat Rate
100%
8/8 quarters
Wall Street Consensus
HOLD
BuyHoldSell
Price Target Range
$357.83
-8.0% upside
Low $262
—
High $430
Consensus
Current price
Wall Street Analyst Ratings
| Firm | Rating | Change | Action | Date |
|---|---|---|---|---|
| Mizuho | Neutral | — | ↔ Maintain | 2026-07-24 |
| Roth Capital | Buy | — | ↔ Maintain | 2026-07-21 |
| Barclays | Underweight | — | ↔ Maintain | 2026-07-21 |
| Morgan Stanley | Underweight | — | ↔ Maintain | 2026-07-21 |
| BMO Capital | Market Perform | Outperform → Market Perform | ▼ Downgrade | 2026-07-21 |
| Citigroup | Neutral | — | ↔ Maintain | 2026-07-20 |
| Truist Securities | Buy | — | ↔ Maintain | 2026-07-20 |
| Evercore ISI Group | In-Line | — | ↔ Maintain | 2026-07-20 |
| B of A Securities | Underperform | — | ↔ Maintain | 2026-07-20 |
| Piper Sandler | Overweight | — | ↔ Maintain | 2026-07-15 |
| TD Cowen | Sell | Hold → Sell | ▼ Downgrade | 2026-07-13 |
| Wells Fargo | Equal-Weight | — | ↔ Maintain | 2026-07-09 |
| Cantor Fitzgerald | Overweight | — | ↔ Maintain | 2026-07-09 |
| UBS | Neutral | — | ↔ Maintain | 2026-07-08 |
| Keefe, Bruyette & Woods | Market Perform | Outperform → Market Perform | ▼ Downgrade | 2026-07-08 |
| Raymond James | Strong Buy | — | ↔ Maintain | 2026-07-06 |
| HSBC | Hold | — | ↔ Maintain | 2026-07-06 |
| JP Morgan | Neutral | Underweight → Neutral | ▲ Upgrade | 2026-05-26 |
Mizuho
2026-07-24
Neutral
↔ Maintain
Roth Capital
2026-07-21
Buy
↔ Maintain
Barclays
2026-07-21
Underweight
↔ Maintain
Morgan Stanley
2026-07-21
Underweight
↔ Maintain
BMO Capital
2026-07-21
Market Perform
(from Outperform)
▼ Downgrade
Citigroup
2026-07-20
Neutral
↔ Maintain
Truist Securities
2026-07-20
Buy
↔ Maintain
Evercore ISI Group
2026-07-20
In-Line
↔ Maintain
B of A Securities
2026-07-20
Underperform
↔ Maintain
Piper Sandler
2026-07-15
Overweight
↔ Maintain
TD Cowen
2026-07-13
Sell
(from Hold)
▼ Downgrade
Wells Fargo
2026-07-09
Equal-Weight
↔ Maintain
Cantor Fitzgerald
2026-07-09
Overweight
↔ Maintain
UBS
2026-07-08
Neutral
↔ Maintain
Keefe, Bruyette & Woods
2026-07-08
Market Perform
(from Outperform)
▼ Downgrade
Raymond James
2026-07-06
Strong Buy
↔ Maintain
HSBC
2026-07-06
Hold
↔ Maintain
JP Morgan
2026-05-26
Neutral
(from Underweight)
▲ Upgrade
Profitability
Gross Margin
34.73%TTM
Op. Margin
23.70%TTM
ROE
26.51%TTM
Rev. Growth
0.30%YoY
Free Cash Flow
14.78BTTM
FCF Yield
—TTM
Balance Sheet
Debt / Equity
27.38MRQ
Current Ratio
0.32MRQ
Cash
5.06BMRQ
Total Debt
9.07BMRQ
Net Debt
—MRQ
Income
Div. Yield
1.15%TTM
Annual Rate
5.00Fwd
Payout Ratio
12.23%TTM
Dividend History
Payout Ratio (TTM): 12.23%
| Date | Amount / Share | Yield at Payment |
|---|---|---|
| 2026-06-10 | $1.2500 | 0.41% |
| 2026-03-10 | $1.1000 | 0.36% |
| 2025-12-10 | $1.1000 | 0.40% |
| 2025-09-10 | $1.1000 | 0.41% |
| 2025-06-10 | $1.1000 | 0.42% |
| 2025-03-10 | $1.0500 | 0.42% |
| 2024-12-10 | $1.0500 | 0.43% |
| 2024-09-10 | $1.0500 | 0.45% |
| 2024-06-10 | $1.0500 | 0.51% |
| 2024-03-07 | $1.0000 | 0.47% |
| 2023-12-07 | $1.0000 | 0.57% |
| 2023-09-07 | $1.0000 | 0.65% |
| 2023-06-08 | $1.0000 | 0.60% |
| 2023-03-09 | $0.9300 | 0.57% |
| 2022-12-08 | $0.9300 | 0.53% |
| 2022-09-08 | $0.9300 | 0.61% |
| 2022-06-09 | $0.9300 | 0.58% |
| 2022-03-09 | $0.8800 | 0.56% |
| 2021-12-09 | $0.8800 | 0.62% |
| 2021-09-09 | $0.8800 | 0.61% |
| 2021-06-09 | $0.8800 | 0.63% |
| 2021-03-09 | $0.8500 | 0.61% |
| 2020-12-09 | $0.8500 | 0.70% |
| 2020-09-09 | $0.8500 | 0.84% |
| 2020-06-09 | $0.8500 | 0.77% |
| 2020-03-09 | $0.8200 | 0.80% |
| 2019-12-09 | $0.8200 | 0.69% |
| 2019-09-09 | $0.8200 | 0.63% |
| 2019-06-07 | $0.8200 | 0.64% |
| 2019-03-08 | $0.7700 | 0.68% |
| 2018-12-07 | $0.7700 | 0.73% |
| 2018-09-07 | $0.7700 | 0.70% |
| 2018-06-07 | $0.7700 | 0.70% |
| 2018-03-08 | $0.7200 | 0.61% |
| 2017-12-08 | $0.7200 | 0.65% |
| 2017-09-07 | $0.7200 | 0.75% |
| 2017-06-07 | $0.7200 | 0.71% |
| 2017-03-08 | $0.6700 | 0.67% |
| 2016-12-07 | $0.6700 | 0.70% |
| 2016-09-07 | $0.6700 | 0.70% |
How TRV Makes Its Money
Cash Flow Breakdown
Quarterly Metrics
| Quarter | Revenue | Rev YoY | Gross Profit | Op. Income | Net Income | Net YoY | Gross % | Op % | Net % |
|---|
Full Key Statistics
Valuation
| Market Cap | 81.14B |
| Enterprise Value | 85.14B |
| Trailing P/E | 10.67 |
| Forward P/E | 12.90 |
| PEG Ratio (5yr) | 2.36 |
| Price/Sales (ttm) | 1.66 |
| Price/Book (mrq) | 2.45 |
| EV/Revenue | 1.74 |
| EV/EBITDA | 7.42 |
Share Statistics
| Avg Vol (3m) | 1.85M |
| Shares Outstanding | 208.58M |
| Float | 207.34M |
| % Held by Insiders | 0.27% |
| % Held by Institutions | 89.63% |
| Short Ratio | 3.07 |
| Short % of Float | 3.53% |
Profitability
| Gross Margin | 34.73% |
| Operating Margin (ttm) | 23.70% |
| Profit Margin | 16.95% |
| Return on Assets (ttm) | 4.78% |
| Return on Equity (ttm) | 26.51% |
Income Statement
| Revenue (ttm) | 48.98B |
| Revenue Growth (yoy) | 0.30% |
| Gross Profit (ttm) | 17.01B |
| EBITDA | 11.48B |
| Net Income (ttm) | 8.24B |
| Diluted EPS (ttm) | 36.45 |
| EPS Growth (yoy) | 57.10% |
Balance Sheet
| Total Cash (mrq) | 5.06B |
| Total Debt (mrq) | 9.07B |
| Debt / Equity (mrq) | 27.38 |
| Current Ratio (mrq) | 0.32 |
| Book Value / Share | 158.78 |
| Operating CF (ttm) | 11.03B |
| Free Cash Flow (ttm) | 14.78B |
Trading & Dividends
| Beta (5Y) | 0.47 |
| 50-Day MA | 326.44 |
| 200-Day MA | 299.22 |
| Fwd Dividend Yield | 126.00% |
| Payout Ratio | 12.23% |
Ownership Breakdown
Institutional 89.63%
Insider 0.27%
Public 10.1%
Short Interest
3.53% of float
Moderate
Institutional 13F Holdings
Famous investors who disclosed a position in TRV in their latest SEC 13F filing.
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Insider Transactions
| Date | Insider | Role | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-07-24 | KURTZMAN DIANE | Officer | Conversion of Exercise of derivative security at price 132.58 per share. | 4,164 | $552,063 |
| 2026-07-24 | YIN DANIEL TEI-HWA | Chief Investment Officer | Conversion of Exercise of derivative security at price 140.85 per share. | 7,153 | $1,007,500 |
| 2026-07-24 | YIN DANIEL TEI-HWA | Chief Investment Officer | Sale at price 387.00 per share. | 7,153 | $2,768,211 |
| 2026-07-24 | KURTZMAN DIANE | Officer | Sale at price 386.71 per share. | 4,164 | $1,610,260 |
| 2026-07-22 | ROWLAND DAVID DONNAY | Chief Investment Officer | Conversion of Exercise of derivative security at price 132.58 per share. | 5,000 | $662,900 |
| 2026-07-22 | MUNSON PAUL E | Officer | Conversion of Exercise of derivative security at price 126.18 per share. | 1,525 | $192,424 |
| 2026-07-22 | MUNSON PAUL E | Officer | Sale at price 369.90 per share. | 1,525 | $564,105 |
| 2026-07-22 | ROWLAND DAVID DONNAY | Chief Investment Officer | Sale at price 371.69 per share. | 5,000 | $1,858,440 |
| 2026-07-22 | BESSETTE ANDY F | Officer | Sale at price 368.09 - 368.86 per share. | 3,000 | $1,104,337 |
| 2026-07-21 | LEFEBVRE MOJGAN M | Chief Technology Officer | Conversion of Exercise of derivative security at price 132.58 - 139.83 per share. | 16,313 | $2,214,253 |
| 2026-07-21 | KLEIN MICHAEL FREDERICK | Officer | Conversion of Exercise of derivative security at price 139.83 per share. | 6,000 | $838,980 |
| 2026-07-21 | FREY DANIEL S. | Chief Financial Officer | Conversion of Exercise of derivative security at price 139.83 - 172.50 per share. | 14,037 | $2,060,804 |
| 2026-07-21 | LEFEBVRE MOJGAN M | Chief Technology Officer | Sale at price 368.35 - 368.40 per share. | 16,313 | $6,009,327 |
| 2026-07-21 | FREY DANIEL S. | Chief Financial Officer | Sale at price 368.16 - 368.52 per share. | 14,037 | $5,169,002 |
| 2026-07-21 | KLEIN MICHAEL FREDERICK | Officer | Sale at price 364.90 - 366.12 per share. | 6,000 | $2,196,561 |
| 2026-06-30 | GOLDEN RUSSELL G | Director | Stock Award(Grant) at price 330.12 per share. | 140 | $46,250 |
| 2026-06-30 | ROBINSON ELIZABETH E | Director | Stock Award(Grant) at price 330.12 per share. | 132 | $43,751 |
| 2026-05-26 | KLEIN MICHAEL FREDERICK | Officer | Conversion of Exercise of derivative security at price 132.58 per share. | 10,000 | $1,325,800 |
| 2026-05-26 | KLEIN MICHAEL FREDERICK | Officer | Sale at price 307.10 - 308.79 per share. | 10,000 | $3,076,546 |
| 2026-05-22 | BESSETTE ANDY F | Officer | Conversion of Exercise of derivative security at price 189.01 per share. | 4,255 | $804,238 |
| 2026-05-22 | BESSETTE ANDY F | Officer | Sale at price 308.11 per share. | 4,255 | $1,311,008 |
| 2026-04-30 | KESS AVROHOM J | Officer | Stock Gift at price 0.00 per share. | 1,000 | — |
| 2026-04-28 | HEYMAN WILLIAM H | Officer | Conversion of Exercise of derivative security at price 189.01 per share. | 1,557 | $294,289 |
| 2026-04-28 | KESS AVROHOM J | Officer | Conversion of Exercise of derivative security at price 140.85 per share. | 27,686 | $3,899,573 |
| 2026-04-28 | KESS AVROHOM J | Officer | Sale at price 308.78 per share. | 6,735 | $2,079,640 |
KURTZMAN DIANE
Officer
Conversion of Exercise of derivative security at price 132.58 per share.
2026-07-24
4,164 sh
$552,063
YIN DANIEL TEI-HWA
Chief Investment Officer
Conversion of Exercise of derivative security at price 140.85 per share.
2026-07-24
7,153 sh
$1,007,500
YIN DANIEL TEI-HWA
Chief Investment Officer
Sale at price 387.00 per share.
2026-07-24
7,153 sh
$2,768,211
KURTZMAN DIANE
Officer
Sale at price 386.71 per share.
2026-07-24
4,164 sh
$1,610,260
ROWLAND DAVID DONNAY
Chief Investment Officer
Conversion of Exercise of derivative security at price 132.58 per share.
2026-07-22
5,000 sh
$662,900
MUNSON PAUL E
Officer
Conversion of Exercise of derivative security at price 126.18 per share.
2026-07-22
1,525 sh
$192,424
MUNSON PAUL E
Officer
Sale at price 369.90 per share.
2026-07-22
1,525 sh
$564,105
ROWLAND DAVID DONNAY
Chief Investment Officer
Sale at price 371.69 per share.
2026-07-22
5,000 sh
$1,858,440
BESSETTE ANDY F
Officer
Sale at price 368.09 - 368.86 per share.
2026-07-22
3,000 sh
$1,104,337
LEFEBVRE MOJGAN M
Chief Technology Officer
Conversion of Exercise of derivative security at price 132.58 - 139.83 per share.
2026-07-21
16,313 sh
$2,214,253
KLEIN MICHAEL FREDERICK
Officer
Conversion of Exercise of derivative security at price 139.83 per share.
2026-07-21
6,000 sh
$838,980
FREY DANIEL S.
Chief Financial Officer
Conversion of Exercise of derivative security at price 139.83 - 172.50 per share.
2026-07-21
14,037 sh
$2,060,804
LEFEBVRE MOJGAN M
Chief Technology Officer
Sale at price 368.35 - 368.40 per share.
2026-07-21
16,313 sh
$6,009,327
FREY DANIEL S.
Chief Financial Officer
Sale at price 368.16 - 368.52 per share.
2026-07-21
14,037 sh
$5,169,002
KLEIN MICHAEL FREDERICK
Officer
Sale at price 364.90 - 366.12 per share.
2026-07-21
6,000 sh
$2,196,561
GOLDEN RUSSELL G
Director
Stock Award(Grant) at price 330.12 per share.
2026-06-30
140 sh
$46,250
ROBINSON ELIZABETH E
Director
Stock Award(Grant) at price 330.12 per share.
2026-06-30
132 sh
$43,751
KLEIN MICHAEL FREDERICK
Officer
Conversion of Exercise of derivative security at price 132.58 per share.
2026-05-26
10,000 sh
$1,325,800
KLEIN MICHAEL FREDERICK
Officer
Sale at price 307.10 - 308.79 per share.
2026-05-26
10,000 sh
$3,076,546
BESSETTE ANDY F
Officer
Conversion of Exercise of derivative security at price 189.01 per share.
2026-05-22
4,255 sh
$804,238
BESSETTE ANDY F
Officer
Sale at price 308.11 per share.
2026-05-22
4,255 sh
$1,311,008
KESS AVROHOM J
Officer
Stock Gift at price 0.00 per share.
2026-04-30
1,000 sh
—
HEYMAN WILLIAM H
Officer
Conversion of Exercise of derivative security at price 189.01 per share.
2026-04-28
1,557 sh
$294,289
KESS AVROHOM J
Officer
Conversion of Exercise of derivative security at price 140.85 per share.
2026-04-28
27,686 sh
$3,899,573
KESS AVROHOM J
Officer
Sale at price 308.78 per share.
2026-04-28
6,735 sh
$2,079,640