UNH · UnitedHealth Group Incorporated
Healthcare NYQ United States unitedhealthgroup.com ↗
BULLISH BUY
Val Gro Qua Mom Sta Cap P/S0.85 P/E Fwd P/E18.75 PEG1.34 52W –  RSI Target$475.23 (+13.0%) Beta0.63 Div1.03%
Loading chart…
RSI (14)
Pattern Overlays
Loading patterns…
Healthcare Plans Eden Prairie, United States 390,000 employees
UnitedHealth Group Incorporated operates as a health care company in the United States and internationally. It operates through four segments: Optum Health, Optum Insight, Optum Rx; and UnitedHealthcare. The Optum Health segment provides care delivery, care management, wellness and consumer engagement, and health financial services with patients, consumers, care delivery systems, providers, employers, payers, and public-sector entities. The Optum Insight segment offers software and information products, advisory consulting arrangements, and managed services outsourcing contracts to hospital systems, physicians, health plans, public entities, life sciences companies and other organizations. The Optum Rx segment provides pharmacy care services and programs, including retail network contracting, home delivery, specialty and community health pharmacy services, infusion, and purchasing and clinical capabilities, as well as develops programs in the areas of step therapy, formulary management, drug adherence, and disease and drug therapy management. The UnitedHealthcare segment offers consumer-oriented health benefit plans and services for national employers, public sector employers, mid-sized employers, small businesses, and individuals; Medicaid plans, including Temporary Assistance to Needy Families; Children's Health Insurance Programs; Dual SNPs; Long-Term Services and Supports; Aged, Blind and Disabled; and other federal, state, and community health care programs. and health care benefits products and services to state programs caring for the economically disadvantaged, medically underserved, and those without the benefit of employer-funded health care coverage. UnitedHealth Group Incorporated was founded in 1974 and is based in Eden Prairie, Minnesota.
52-Week Range
52W Low 52W High
Position in Range
RSI (14)
0 · Oversold RSI 50 Overbought · 100
Signal Neutral
EMA Price Levels
Volume Analysis
Momentum Dashboard
Trend Strength
Detected Patterns
5Bullish
0Bearish
0Neutral
▲ Bull Flag — Breakout after +19% pole — bullish continuation
▲ Bull Flag — Breakout after +34% pole — bullish continuation
▲ Bull Flag — Breakout after +21% pole — bullish continuation
▲ Bull Flag — Breakout after +8% pole — bullish continuation
▲ Double Bottom — Two lows ~$406.48 — bullish reversal confirmed

View overlays on the price chart via Chart tab → Pattern Overlays.

Next Earnings Oct 27, 2026
Beat Rate 75%
Consensus BUY
Analyst Upside +13.0%
EPS — History & Forecast
Estimate Beat Miss Forecast
Loading…
Revenue — History & Forecast
Revenue Forecast
Loading…
EPS Beat Rate
75% 6/8 quarters
Wall Street Consensus
BUY
22
5
BuyHoldSell
Price Target Range
$475.23 +13.0% upside
Low $313 High $529
Consensus Current price
Wall Street Analyst Ratings
FirmRatingChangeActionDate
JP Morgan Overweight ↔ Maintain 2026-07-21
Mizuho Outperform ↔ Maintain 2026-07-21
Barclays Overweight ↔ Maintain 2026-07-20
Morgan Stanley Overweight ↔ Maintain 2026-07-17
Keybanc Overweight ↔ Maintain 2026-07-17
Oppenheimer Outperform ↔ Maintain 2026-07-17
Truist Securities Buy ↔ Maintain 2026-07-17
RBC Capital Outperform ↔ Maintain 2026-07-17
UBS Buy ↔ Maintain 2026-07-17
Baird Neutral Underperform Neutral ▲ Upgrade 2026-07-16
TD Cowen Hold ↔ Maintain 2026-07-14
Wells Fargo Overweight ↔ Maintain 2026-07-13
HSBC Hold ↔ Maintain 2026-07-06
B of A Securities Buy ↔ Maintain 2026-06-24
Leerink Partners Outperform ↔ Maintain 2026-06-17
Bernstein Outperform ↔ Maintain 2026-05-27
Argus Research Buy Hold Buy ▲ Upgrade 2026-04-22
Jefferies Buy ↔ Maintain 2026-04-20
Raymond James Outperform Market Perform Outperform ▲ Upgrade 2026-04-01
JP Morgan 2026-07-21
Overweight ↔ Maintain
Mizuho 2026-07-21
Outperform ↔ Maintain
Barclays 2026-07-20
Overweight ↔ Maintain
Morgan Stanley 2026-07-17
Overweight ↔ Maintain
Keybanc 2026-07-17
Overweight ↔ Maintain
Oppenheimer 2026-07-17
Outperform ↔ Maintain
Truist Securities 2026-07-17
Buy ↔ Maintain
RBC Capital 2026-07-17
Outperform ↔ Maintain
UBS 2026-07-17
Buy ↔ Maintain
Baird 2026-07-16
Neutral (from Underperform) ▲ Upgrade
TD Cowen 2026-07-14
Hold ↔ Maintain
Wells Fargo 2026-07-13
Overweight ↔ Maintain
HSBC 2026-07-06
Hold ↔ Maintain
B of A Securities 2026-06-24
Buy ↔ Maintain
Leerink Partners 2026-06-17
Outperform ↔ Maintain
Bernstein 2026-05-27
Outperform ↔ Maintain
Argus Research 2026-04-22
Buy (from Hold) ▲ Upgrade
Jefferies 2026-04-20
Buy ↔ Maintain
Raymond James 2026-04-01
Outperform (from Market Perform) ▲ Upgrade
Profitability
Gross Margin 19.51%TTM
Op. Margin 7.13%TTM
ROE 14.15%TTM
Rev. Growth 0.40%YoY
Free Cash Flow 22.76BTTM
FCF Yield TTM
Balance Sheet
Debt / Equity 69.21MRQ
Current Ratio 0.78MRQ
Cash 31.47BMRQ
Total Debt 73.33BMRQ
Net Debt MRQ
Income
Div. Yield 1.03%TTM
Annual Rate 9.28Fwd
Payout Ratio 66.57%TTM
Dividend History
Payout Ratio (TTM): 66.57%
DateAmount / ShareYield at Payment
2026-06-15 $2.3200 0.56%
2026-03-09 $2.2100 0.78%
2025-12-08 $2.2100 0.69%
2025-09-15 $2.2100 0.65%
2025-06-16 $2.2100 0.74%
2025-03-10 $2.1000 0.45%
2024-12-09 $2.1000 0.39%
2024-09-16 $2.1000 0.37%
2024-06-17 $2.1000 0.45%
2024-03-08 $1.8800 0.41%
2023-12-01 $1.8800 0.36%
2023-09-08 $1.8800 0.41%
2023-06-15 $1.8800 0.43%
2023-03-10 $1.6500 0.38%
2022-12-02 $1.6500 0.33%
2022-09-09 $1.6500 0.34%
2022-06-16 $1.6500 0.39%
2022-03-11 $1.4500 0.33%
2021-12-03 $1.4500 0.35%
2021-09-10 $1.4500 0.39%
2021-06-18 $1.4500 0.41%
2021-03-12 $1.2500 0.39%
2020-12-04 $1.2500 0.39%
2020-09-11 $1.2500 0.46%
2020-06-19 $1.2500 0.48%
2020-03-13 $1.0800 0.44%
2019-12-06 $1.0800 0.43%
2019-09-13 $1.0800 0.52%
2019-06-14 $1.0800 0.50%
2019-03-08 $0.9000 0.43%
2018-11-30 $0.9000 0.36%
2018-09-06 $0.9000 0.38%
2018-06-15 $0.9000 0.40%
2018-03-08 $0.7500 0.38%
2017-11-30 $0.7500 0.38%
2017-09-07 $0.7500 0.44%
2017-06-15 $0.7500 0.48%
2017-03-08 $0.6250 0.43%
2016-11-30 $0.6250 0.46%
2016-09-07 $0.6250 0.54%
How UNH Makes Its Money
Cash Flow Breakdown
Quarterly Metrics
QuarterRevenueRev YoYGross Profit Op. IncomeNet IncomeNet YoY Gross %Op %Net %
Full Key Statistics
Valuation
Market Cap381.94B
Enterprise Value424.33B
Trailing P/E32.25
Forward P/E18.75
PEG Ratio (5yr)1.34
Price/Sales (ttm)0.85
Price/Book (mrq)3.65
EV/Revenue0.94
EV/EBITDA17.49
Share Statistics
Avg Vol (3m)6.52M
Shares Outstanding908.14M
Float903.29M
% Held by Insiders0.24%
% Held by Institutions86.23%
Short Ratio2.88
Short % of Float2.13%
Profitability
Gross Margin19.51%
Operating Margin (ttm)7.13%
Profit Margin3.14%
Return on Assets (ttm)4.38%
Return on Equity (ttm)14.15%
Income Statement
Revenue (ttm)450.13B
Revenue Growth (yoy)0.40%
Gross Profit (ttm)87.84B
EBITDA24.26B
Net Income (ttm)14.12B
Diluted EPS (ttm)13.04
EPS Growth (yoy)61.50%
Balance Sheet
Total Cash (mrq)31.47B
Total Debt (mrq)73.33B
Debt / Equity (mrq)69.21
Current Ratio (mrq)0.78
Book Value / Share115.36
Operating CF (ttm)27.02B
Free Cash Flow (ttm)22.76B
Trading & Dividends
Beta (5Y)0.63
50-Day MA409.05
200-Day MA344.08
Fwd Dividend Yield216.00%
Payout Ratio66.57%
Ownership Breakdown
Institutional 86.23% Insider 0.24% Public 13.5%
Short Interest 2.13% of float
Low
Institutional 13F Holdings

Famous investors who disclosed a position in UNH in their latest SEC 13F filing.

Loading…
Insider Transactions
DateInsiderRoleTransactionSharesValue
2026-07-01 BAKER CHARLES D Director Stock Award(Grant) at price 0.00 per share. 220
2026-07-01 GIL KRISTEN Director Stock Award(Grant) at price 0.00 per share. 206
2026-07-01 MONTGOMERY RICE VALERIE C Director Stock Award(Grant) at price 0.00 per share. 220
2026-07-01 GARCIA PAUL REU Director Stock Award(Grant) at price 0.00 per share. 220
2026-07-01 MCNABB FREDERICK WILLIAM III Director Stock Award(Grant) at price 0.00 per share. 250
2026-07-01 NOSEWORTHY JOHN H Director Stock Award(Grant) at price 0.00 per share. 206
2026-07-01 FLYNN TIMOTHY PATRICK Director Stock Award(Grant) at price 0.00 per share. 225
2026-07-01 GOTTLIEB SCOTT Director Stock Award(Grant) at price 0.00 per share. 210
2026-06-23 BAKER CHARLES D Director Stock Award(Grant) at price 0.00 per share. 13
2026-06-23 CONWAY PATRICK HUGH Officer Stock Award(Grant) at price 0.00 per share. 82
2026-06-23 STANKIEWICZ DENNIS ANDREW Officer Stock Award(Grant) at price 0.00 per share. 50
2026-06-23 ZAETTA CHRISTOPHER R Officer Stock Award(Grant) at price 0.00 per share. 60
2026-06-23 NOEL TIMOTHY JOHN Officer Stock Award(Grant) at price 0.00 per share. 76
2026-06-23 GIL KRISTEN Director Stock Award(Grant) at price 0.00 per share. 8
2026-06-23 MONTGOMERY RICE VALERIE C Director Stock Award(Grant) at price 0.00 per share. 41
2026-06-23 GARCIA PAUL REU Director Stock Award(Grant) at price 0.00 per share. 13
2026-06-23 MCNABB FREDERICK WILLIAM III Director Stock Award(Grant) at price 0.00 per share. 50
2026-06-23 NOSEWORTHY JOHN H Director Stock Award(Grant) at price 0.00 per share. 41
2026-06-23 FLYNN TIMOTHY PATRICK Director Stock Award(Grant) at price 0.00 per share. 61
2026-06-23 MCSWEENEY ERIN L Officer Stock Award(Grant) at price 0.00 per share. 48
2026-06-23 DEVEYDT WAYNE S Chief Financial Officer Stock Award(Grant) at price 0.00 per share. 111
2026-06-23 GOTTLIEB SCOTT Director Stock Award(Grant) at price 0.00 per share. 3
2026-06-23 HEMSLEY STEPHEN J Chief Executive Officer Stock Award(Grant) at price 0.00 per share. 46
2026-04-23 CONWAY PATRICK HUGH Officer Sale at price 355.00 per share. 800 $284,000
2026-04-01 BAKER CHARLES D Director Stock Award(Grant) at price 0.00 per share. 343
BAKER CHARLES D Director
Stock Award(Grant) at price 0.00 per share.
2026-07-01 220 sh
GIL KRISTEN Director
Stock Award(Grant) at price 0.00 per share.
2026-07-01 206 sh
MONTGOMERY RICE VALERIE C Director
Stock Award(Grant) at price 0.00 per share.
2026-07-01 220 sh
GARCIA PAUL REU Director
Stock Award(Grant) at price 0.00 per share.
2026-07-01 220 sh
MCNABB FREDERICK WILLIAM III Director
Stock Award(Grant) at price 0.00 per share.
2026-07-01 250 sh
NOSEWORTHY JOHN H Director
Stock Award(Grant) at price 0.00 per share.
2026-07-01 206 sh
FLYNN TIMOTHY PATRICK Director
Stock Award(Grant) at price 0.00 per share.
2026-07-01 225 sh
GOTTLIEB SCOTT Director
Stock Award(Grant) at price 0.00 per share.
2026-07-01 210 sh
BAKER CHARLES D Director
Stock Award(Grant) at price 0.00 per share.
2026-06-23 13 sh
CONWAY PATRICK HUGH Officer
Stock Award(Grant) at price 0.00 per share.
2026-06-23 82 sh
STANKIEWICZ DENNIS ANDREW Officer
Stock Award(Grant) at price 0.00 per share.
2026-06-23 50 sh
ZAETTA CHRISTOPHER R Officer
Stock Award(Grant) at price 0.00 per share.
2026-06-23 60 sh
NOEL TIMOTHY JOHN Officer
Stock Award(Grant) at price 0.00 per share.
2026-06-23 76 sh
GIL KRISTEN Director
Stock Award(Grant) at price 0.00 per share.
2026-06-23 8 sh
MONTGOMERY RICE VALERIE C Director
Stock Award(Grant) at price 0.00 per share.
2026-06-23 41 sh
GARCIA PAUL REU Director
Stock Award(Grant) at price 0.00 per share.
2026-06-23 13 sh
MCNABB FREDERICK WILLIAM III Director
Stock Award(Grant) at price 0.00 per share.
2026-06-23 50 sh
NOSEWORTHY JOHN H Director
Stock Award(Grant) at price 0.00 per share.
2026-06-23 41 sh
FLYNN TIMOTHY PATRICK Director
Stock Award(Grant) at price 0.00 per share.
2026-06-23 61 sh
MCSWEENEY ERIN L Officer
Stock Award(Grant) at price 0.00 per share.
2026-06-23 48 sh
DEVEYDT WAYNE S Chief Financial Officer
Stock Award(Grant) at price 0.00 per share.
2026-06-23 111 sh
GOTTLIEB SCOTT Director
Stock Award(Grant) at price 0.00 per share.
2026-06-23 3 sh
HEMSLEY STEPHEN J Chief Executive Officer
Stock Award(Grant) at price 0.00 per share.
2026-06-23 46 sh
CONWAY PATRICK HUGH Officer
Sale at price 355.00 per share.
2026-04-23 800 sh $284,000
BAKER CHARLES D Director
Stock Award(Grant) at price 0.00 per share.
2026-04-01 343 sh