Val
—
Gro
—
Qua
—
Mom
—
Sta
—
Cap—
P/S3.58
P/E—
Fwd P/E10.86
PEG2.12
52W— – —
RSI—
Target$70.25 (+11.8%)
Beta0.98
Div3.23%
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RSI (14)
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U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments. It offers depository services, including checking accounts, savings accounts, and time certificate contracts; and lending services, such as traditional credit products and credit card services, lease financing and import/export trade, agricultural finance, asset-backed lending, and other products. The company also provides cash management, capital markets, and trust and investment management services; and ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers. In addition, it offers asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations; and investment and insurance products to its customers principally within its domestic markets, as well as fund administration services to mutual and other funds. Further, the company provides corporate and purchasing card, and corporate trust services; and credit card services, merchant and ATM processing, mortgage banking, insurance, brokerage and leasing services. U.S. Bancorp was founded in 1863 and is headquartered in Minneapolis, Minnesota.
52-Week Range
52W Low
—
52W High
Position in Range
—
RSI (14)
0 · Oversold
RSI 54
Overbought · 100
Signal
Neutral
EMA Price Levels
Volume Analysis
Momentum Dashboard
Trend Strength
Detected Patterns
4Bullish
0Bearish
0Neutral
▲ Bull Flag — Breakout after +10% pole — bullish continuation
▲ Double Bottom — Two lows ~$52.28 — bullish reversal confirmed
▲ Bull Flag — Breakout after +9% pole — bullish continuation
▲ Bull Flag — Breakout after +15% pole — bullish continuation
View overlays on the price chart via Chart tab → Pattern Overlays.
EPS — History & Forecast
Estimate
Beat
Miss
Forecast
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Revenue — History & Forecast
Revenue
Forecast
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EPS Beat Rate
100%
8/8 quarters
Wall Street Consensus
BUY
BuyHoldSell
Price Target Range
$70.25
+11.8% upside
Low $65
—
High $77
Consensus
Current price
Wall Street Analyst Ratings
| Firm | Rating | Change | Action | Date |
|---|---|---|---|---|
| JP Morgan | Neutral | — | ↔ Maintain | 2026-07-29 |
| Evercore ISI Group | Outperform | In-Line → Outperform | ▲ Upgrade | 2026-07-20 |
| Oppenheimer | Outperform | — | ↔ Maintain | 2026-07-17 |
| Stephens & Co. | Equal-Weight | — | ↔ Maintain | 2026-07-17 |
| Keefe, Bruyette & Woods | Market Perform | — | ↔ Maintain | 2026-07-17 |
| Wells Fargo | Overweight | — | ↔ Maintain | 2026-07-17 |
| DA Davidson | Buy | — | ↔ Maintain | 2026-07-17 |
| Truist Securities | Buy | — | ↔ Maintain | 2026-07-17 |
| RBC Capital | Outperform | — | ↔ Maintain | 2026-07-17 |
| Barclays | Overweight | — | ↔ Maintain | 2026-07-17 |
| Baird | Neutral | — | ↔ Maintain | 2026-07-17 |
| UBS | Neutral | — | ↔ Maintain | 2026-07-07 |
| Jefferies | Buy | Hold → Buy | ▲ Upgrade | 2026-07-06 |
| Morgan Stanley | Equal-Weight | — | ↔ Maintain | 2026-06-29 |
| Argus Research | Buy | — | ↔ Maintain | 2026-01-22 |
| TD Cowen | Buy | — | ↔ Maintain | 2026-01-21 |
| Wolfe Research | Peer Perform | Outperform → Peer Perform | ▼ Downgrade | 2026-01-07 |
JP Morgan
2026-07-29
Neutral
↔ Maintain
Evercore ISI Group
2026-07-20
Outperform
(from In-Line)
▲ Upgrade
Oppenheimer
2026-07-17
Outperform
↔ Maintain
Stephens & Co.
2026-07-17
Equal-Weight
↔ Maintain
Keefe, Bruyette & Woods
2026-07-17
Market Perform
↔ Maintain
Wells Fargo
2026-07-17
Overweight
↔ Maintain
DA Davidson
2026-07-17
Buy
↔ Maintain
Truist Securities
2026-07-17
Buy
↔ Maintain
RBC Capital
2026-07-17
Outperform
↔ Maintain
Barclays
2026-07-17
Overweight
↔ Maintain
Baird
2026-07-17
Neutral
↔ Maintain
UBS
2026-07-07
Neutral
↔ Maintain
Jefferies
2026-07-06
Buy
(from Hold)
▲ Upgrade
Morgan Stanley
2026-06-29
Equal-Weight
↔ Maintain
Argus Research
2026-01-22
Buy
↔ Maintain
TD Cowen
2026-01-21
Buy
↔ Maintain
Wolfe Research
2026-01-07
Peer Perform
(from Outperform)
▼ Downgrade
Profitability
Gross Margin
0.00%TTM
Op. Margin
39.65%TTM
ROE
12.62%TTM
Rev. Growth
10.40%YoY
Free Cash Flow
N/ATTM
FCF Yield
—TTM
Balance Sheet
Debt / Equity
N/AMRQ
Current Ratio
N/AMRQ
Cash
66.49BMRQ
Total Debt
96.01BMRQ
Net Debt
—MRQ
Income
Div. Yield
3.23%TTM
Annual Rate
2.08Fwd
Payout Ratio
41.52%TTM
Dividend History
Payout Ratio (TTM): 41.52%
| Date | Amount / Share | Yield at Payment |
|---|---|---|
| 2026-06-30 | $0.5200 | 0.86% |
| 2026-03-31 | $0.5200 | 1.01% |
| 2025-12-31 | $0.5200 | 0.99% |
| 2025-09-30 | $0.5200 | 1.11% |
| 2025-06-30 | $0.5000 | 1.15% |
| 2025-03-31 | $0.5000 | 1.25% |
| 2024-12-31 | $0.5000 | 1.11% |
| 2024-09-30 | $0.5000 | 1.18% |
| 2024-06-28 | $0.4900 | 1.34% |
| 2024-03-27 | $0.4900 | 1.23% |
| 2023-12-28 | $0.4900 | 1.25% |
| 2023-09-28 | $0.4800 | 1.66% |
| 2023-06-29 | $0.4800 | 1.67% |
| 2023-03-30 | $0.4800 | 1.57% |
| 2022-12-29 | $0.4800 | 1.29% |
| 2022-09-29 | $0.4800 | 1.40% |
| 2022-06-29 | $0.4600 | 1.20% |
| 2022-03-30 | $0.4600 | 1.01% |
| 2021-12-30 | $0.4600 | 1.00% |
| 2021-09-29 | $0.4600 | 0.94% |
| 2021-06-29 | $0.4200 | 0.92% |
| 2021-03-30 | $0.4200 | 0.94% |
| 2020-12-30 | $0.4200 | 1.15% |
| 2020-09-29 | $0.4200 | 1.52% |
| 2020-06-29 | $0.4200 | 1.49% |
| 2020-03-30 | $0.4200 | 1.53% |
| 2019-12-30 | $0.4200 | 0.94% |
| 2019-09-27 | $0.4200 | 1.01% |
| 2019-06-27 | $0.3700 | 0.95% |
| 2019-03-28 | $0.3700 | 1.04% |
| 2018-12-28 | $0.3700 | 1.11% |
| 2018-09-27 | $0.3700 | 0.96% |
| 2018-06-28 | $0.3000 | 0.83% |
| 2018-03-28 | $0.3000 | 0.83% |
| 2017-12-28 | $0.3000 | 0.78% |
| 2017-09-28 | $0.3000 | 0.79% |
| 2017-06-28 | $0.2800 | 0.76% |
| 2017-03-29 | $0.2800 | 0.77% |
| 2016-12-28 | $0.2800 | 0.77% |
| 2016-09-28 | $0.2800 | 0.94% |
How USB Makes Its Money
Cash Flow Breakdown
Quarterly Metrics
| Quarter | Revenue | Rev YoY | Gross Profit | Op. Income | Net Income | Net YoY | Gross % | Op % | Net % |
|---|
Full Key Statistics
Valuation
| Market Cap | 97.86B |
| Enterprise Value | 134.66B |
| Trailing P/E | 12.85 |
| Forward P/E | 10.86 |
| PEG Ratio (5yr) | 2.12 |
| Price/Sales (ttm) | 3.58 |
| Price/Book (mrq) | 1.61 |
| EV/Revenue | 4.93 |
| EV/EBITDA | N/A |
Share Statistics
| Avg Vol (3m) | 8.96M |
| Shares Outstanding | 1.56B |
| Float | 1.55B |
| % Held by Insiders | 0.12% |
| % Held by Institutions | 85.28% |
| Short Ratio | 0.00 |
| Short % of Float | 0.00% |
Profitability
| Gross Margin | 0.00% |
| Operating Margin (ttm) | 39.65% |
| Profit Margin | 29.90% |
| Return on Assets (ttm) | 1.16% |
| Return on Equity (ttm) | 12.62% |
Income Statement
| Revenue (ttm) | 27.32B |
| Revenue Growth (yoy) | 10.40% |
| Gross Profit (ttm) | 27.32B |
| EBITDA | N/A |
| Net Income (ttm) | 7.80B |
| Diluted EPS (ttm) | 4.89 |
| EPS Growth (yoy) | 21.60% |
Balance Sheet
| Total Cash (mrq) | 66.49B |
| Total Debt (mrq) | 96.01B |
| Debt / Equity (mrq) | N/A |
| Current Ratio (mrq) | N/A |
| Book Value / Share | 38.91 |
| Operating CF (ttm) | N/A |
| Free Cash Flow (ttm) | N/A |
Trading & Dividends
| Beta (5Y) | 0.98 |
| 50-Day MA | 59.22 |
| 200-Day MA | 54.50 |
| Fwd Dividend Yield | 323.00% |
| Payout Ratio | 41.52% |
Ownership Breakdown
Institutional 85.28%
Insider 0.12%
Public 14.6%
Short Interest
0.00% of float
Low
Institutional 13F Holdings
Famous investors who disclosed a position in USB in their latest SEC 13F filing.
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Insider Transactions
| Date | Insider | Role | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-07-23 | CHOSY JAMES L | General Counsel | Conversion of Exercise of derivative security at price 55.01 per share. | 24,711 | $1,359,352 |
| 2026-07-23 | CHOSY JAMES L | General Counsel | Sale at price 63.28 per share. | 22,968 | $1,453,415 |
| 2026-07-21 | CHOSY JAMES L | General Counsel | Stock Gift at price 0.00 per share. | 3,969 | — |
| 2026-07-20 | PHILIPSON STEPHEN L. | Officer | Sale at price 63.08 per share. | 36,906 | $2,327,920 |
| 2026-05-05 | DILIP VENKATACHARI | Chief Technology Officer | Sale at price 55.52 per share. | 34,522 | $1,916,661 |
| 2026-04-21 | RICHARD JODI L | Officer | Sale at price 57.00 per share. | 40,000 | $2,280,040 |
| 2026-03-05 | RUNKEL MARK G | Officer | Stock Award(Grant) at price 0.00 per share. | 13,356 | — |
| 2026-03-05 | CHOSY JAMES L | General Counsel | Stock Award(Grant) at price 0.00 per share. | 22,259 | — |
| 2026-03-05 | BARCELOS ELCIO R.T. | Officer | Stock Award(Grant) at price 0.00 per share. | 22,259 | — |
| 2026-03-05 | BADRAN SOUHEIL | Chief Operating Officer | Stock Award(Grant) at price 0.00 per share. | 19,291 | — |
| 2026-03-05 | STERN JOHN C. | Chief Financial Officer | Stock Award(Grant) at price 0.00 per share. | 25,227 | — |
| 2026-03-05 | DILIP VENKATACHARI | Chief Technology Officer | Stock Award(Grant) at price 0.00 per share. | 17,807 | — |
| 2026-03-05 | PHILIPSON STEPHEN L. | Officer | Stock Award(Grant) at price 0.00 per share. | 28,195 | — |
| 2026-03-05 | KELSO COURTNEY | Officer | Stock Award(Grant) at price 0.00 per share. | 13,356 | — |
| 2026-03-05 | ROY ARIJIT | Officer | Stock Award(Grant) at price 0.00 per share. | 13,356 | — |
| 2026-03-05 | RICHARD JODI L | Officer | Stock Award(Grant) at price 0.00 per share. | 29,679 | — |
| 2026-03-05 | STARK LISA R | Officer | Stock Award(Grant) at price 0.00 per share. | 15,767 | — |
| 2026-03-05 | KEDIA GUNJAN | Chief Executive Officer | Stock Award(Grant) at price 0.00 per share. | 100,167 | — |
| 2026-02-11 | CECERE ANDREW J | Director | Stock Award(Grant) at price 0.00 per share. | 154,269 | — |
| 2026-02-11 | RUNKEL MARK G | Officer | Stock Award(Grant) at price 0.00 per share. | 19,099 | — |
| 2026-02-11 | KEDIA GUNJAN | Chief Executive Officer | Stock Award(Grant) at price 0.00 per share. | 51,423 | — |
| 2026-02-11 | CHOSY JAMES L | General Counsel | Stock Award(Grant) at price 0.00 per share. | 32,323 | — |
| 2026-02-11 | BARCELOS ELCIO R.T. | Officer | Stock Award(Grant) at price 0.00 per share. | 32,323 | — |
| 2026-02-11 | BADRAN SOUHEIL | Chief Operating Officer | Stock Award(Grant) at price 0.00 per share. | 34,526 | — |
| 2026-02-11 | RICHARD JODI L | Officer | Stock Award(Grant) at price 0.00 per share. | 41,138 | — |
CHOSY JAMES L
General Counsel
Conversion of Exercise of derivative security at price 55.01 per share.
2026-07-23
24,711 sh
$1,359,352
CHOSY JAMES L
General Counsel
Sale at price 63.28 per share.
2026-07-23
22,968 sh
$1,453,415
CHOSY JAMES L
General Counsel
Stock Gift at price 0.00 per share.
2026-07-21
3,969 sh
—
PHILIPSON STEPHEN L.
Officer
Sale at price 63.08 per share.
2026-07-20
36,906 sh
$2,327,920
DILIP VENKATACHARI
Chief Technology Officer
Sale at price 55.52 per share.
2026-05-05
34,522 sh
$1,916,661
RICHARD JODI L
Officer
Sale at price 57.00 per share.
2026-04-21
40,000 sh
$2,280,040
RUNKEL MARK G
Officer
Stock Award(Grant) at price 0.00 per share.
2026-03-05
13,356 sh
—
CHOSY JAMES L
General Counsel
Stock Award(Grant) at price 0.00 per share.
2026-03-05
22,259 sh
—
BARCELOS ELCIO R.T.
Officer
Stock Award(Grant) at price 0.00 per share.
2026-03-05
22,259 sh
—
BADRAN SOUHEIL
Chief Operating Officer
Stock Award(Grant) at price 0.00 per share.
2026-03-05
19,291 sh
—
STERN JOHN C.
Chief Financial Officer
Stock Award(Grant) at price 0.00 per share.
2026-03-05
25,227 sh
—
DILIP VENKATACHARI
Chief Technology Officer
Stock Award(Grant) at price 0.00 per share.
2026-03-05
17,807 sh
—
PHILIPSON STEPHEN L.
Officer
Stock Award(Grant) at price 0.00 per share.
2026-03-05
28,195 sh
—
KELSO COURTNEY
Officer
Stock Award(Grant) at price 0.00 per share.
2026-03-05
13,356 sh
—
ROY ARIJIT
Officer
Stock Award(Grant) at price 0.00 per share.
2026-03-05
13,356 sh
—
RICHARD JODI L
Officer
Stock Award(Grant) at price 0.00 per share.
2026-03-05
29,679 sh
—
STARK LISA R
Officer
Stock Award(Grant) at price 0.00 per share.
2026-03-05
15,767 sh
—
KEDIA GUNJAN
Chief Executive Officer
Stock Award(Grant) at price 0.00 per share.
2026-03-05
100,167 sh
—
CECERE ANDREW J
Director
Stock Award(Grant) at price 0.00 per share.
2026-02-11
154,269 sh
—
RUNKEL MARK G
Officer
Stock Award(Grant) at price 0.00 per share.
2026-02-11
19,099 sh
—
KEDIA GUNJAN
Chief Executive Officer
Stock Award(Grant) at price 0.00 per share.
2026-02-11
51,423 sh
—
CHOSY JAMES L
General Counsel
Stock Award(Grant) at price 0.00 per share.
2026-02-11
32,323 sh
—
BARCELOS ELCIO R.T.
Officer
Stock Award(Grant) at price 0.00 per share.
2026-02-11
32,323 sh
—
BADRAN SOUHEIL
Chief Operating Officer
Stock Award(Grant) at price 0.00 per share.
2026-02-11
34,526 sh
—
RICHARD JODI L
Officer
Stock Award(Grant) at price 0.00 per share.
2026-02-11
41,138 sh
—